\nCel pu\u0163in 6 autovehicule din 100 \u00eenmatriculate \u00een Rom\u00e2nia produc anual accidente rutiere, soldate cu pagube materiale sau v\u0103t\u0103m\u0103ri corporale \u015fi decese. Astfel, Rom\u00e2nia de\u0163ine trista \u201eperforman\u0163\u0103\u201d de a fi \u201ecampioan\u0103\u201d \u00een Europa Central\u0103 \u015fi de Est la acest capitol, dac\u0103 nu chiar \u00een \u00eentreaga Uniune European\u0103, au transmis reprezentan\u0163ii Uniunii Na\u0163ionale a Societ\u0103\u0163ilor de Asigurare Reasigurare din Rom\u00e2nia (UNSAR).<\/p>\n
\nPractic, \u00een Rom\u00e2nia, frecven\u0163a accidentelor rutiere desp\u0103gubite \u00een baza poli\u0163elor RCA este, \u00een medie, de peste 6%, fa\u0163\u0103 de circa 4% \u00een Bulgaria, 3.2% \u00een Polonia, 2.8% \u00een Cehia, 2.3% \u00een Ungaria \u015fi 1.65% \u00een Croa\u0163ia. Cu alte cuvinte, mai pu\u0163in de 2 ma\u015fini din 100 \u00eenmatriculate \u00een Croa\u0163ia produc accidente, de aproape patru ori mai pu\u0163in dec\u00e2t \u00een \u0163ara noastr\u0103, arat\u0103 o analiz\u0103 realizat\u0103 de UNSAR \u00een r\u00e2ndul mai multor asocia\u0163ii na\u0163ionale ale asigur\u0103torilor din Europa.<\/p>\n
\nChiar dac\u0103 \u00een Rom\u00e2nia frecven\u0163a medie a accidentelor este de circa 6%, \u00een cazul autovehiculelor de transport marf\u0103 frecven\u0163a este \u015fi mai mare, de 20.4%, iar \u00een cazul autovehiculelor destinate transportului de c\u0103l\u0103tori frecven\u0163a este de 18.9%. Nu \u00een ultimul r\u00e2nd, frecven\u0163a atinge valori duble fa\u0163\u0103 de medie (12.7%) \u00een cazul tinerilor de p\u00e2n\u0103 \u00een 30 de ani care conduc autovehicule cu motoare de peste 2.500 cm3, arat\u0103 datele ASF. To\u0163i ace\u015fti factori, \u015fi nu numai, se reg\u0103sesc \u015fi \u00een nivelul primelor de asigurare RCA, au mai transmis reprezentan\u0163ii UNSAR.<\/p>\n
\n\u201cLa fel de \u00eengrijor\u0103tor este \u015fi faptul c\u0103 \u00een ceea ce prive\u015fte dauna medie, adic\u0103 desp\u0103gubirile pl\u0103tite \u00een cazul fiec\u0103rui accident \u00een baza poli\u0163elor RCA, Rom\u00e2nia se situeaz\u0103 \u00een top. Concret, pentru fiecare accident, asigur\u0103torii din Rom\u00e2nia pl\u0103tesc \u00een baza poli\u0163elor RCA desp\u0103gubiri de circa 2.160 EUR, fa\u0163\u0103 de 1.690 euro \u00een Polonia, 2.020 euro \u00een Slovacia sau 2.060 euro \u00een Cehia.\u201d<\/p>\n
\n\u00cen plus, Rom\u00e2nia \u00eenregistreaz\u0103 \u015fi o severitate ridicat\u0103 a accidentelor, cu o rat\u0103 de dou\u0103 ori mai mare dec\u00e2t media european\u0103 \u00een ceea ce prive\u015fte decesele provocate de accidentele \u00een trafic. Astfel, conform Eurostat, datele statistice arat\u0103 c\u0103 rata deceselor cauzate de accidente rutiere \u00eenregistrat\u0103 \u00een Rom\u00e2nia este de 86 la un milion de locuitori, comparativ cu media UE de 46 la un milion de locuitori, de\u015fi eforturile autorit\u0103\u0163ilor au dus la o sc\u0103dere a acestui indicator. Toate acestea \u00een contextul \u00een care anul 2022 a fost considerat cel mai sigur an din punct de vedere rutier \u00een Rom\u00e2nia.<\/p>\n
\nAceste statistici sumbre au inclusiv o dimensiune economic\u0103, frecven\u0163a \u015fi severitatea ridicate ale accidentelor reg\u0103sindu-se \u00een desp\u0103gubirile pl\u0103tite de companiile de asigur\u0103ri \u00een baza poli\u0163elor RCA \u015fi, prin urmare, \u015fi \u00een nivelul primelor de asigurare RCA.<\/p>\n
\nContextul descris, dublat \u015fi de neajunsurile legisla\u0163iei \u00een domeniu – care nu permite asigur\u0103torului un control al costurilor cu desp\u0103gubirile, conduc la dezechilibre \u00een func\u0163ionarea normal\u0103 a pie\u0163ei de asigur\u0103ri bazat\u0103 pe competitivitate, profitabilitate \u015fi pruden\u0163ialitate \u015fi pot fi considerate cauze pentru num\u0103rul sc\u0103zut de asigur\u0103tori care activeaz\u0103 pe zona RCA. Spre exemplu, \u00een acest moment, \u00een Rom\u00e2nia sunt active 8 astfel de companii, \u00een compara\u0163ie cu 21 \u00een Polonia, 16 \u00een Bulgaria, 12 \u00een Cehia \u015fi Ungaria \u015fi 11 \u00een Croa\u0163ia, au mai transmis reprezentan\u0163ii UNSAR.<\/p>\n","protected":false},"excerpt":{"rendered":"
Cel pu\u0163in 6 autovehicule din 100 \u00eenmatriculate \u00een Rom\u00e2nia produc anual accidente rutiere, soldate cu pagube materiale sau v\u0103t\u0103m\u0103ri corporale \u015fi decese. Astfel, Rom\u00e2nia de\u0163ine trista \u201eperforman\u0163\u0103\u201d de a fi \u201ecampioan\u0103\u201d \u00een Europa Central\u0103 \u015fi de Est la acest capitol, dac\u0103 nu chiar \u00een \u00eentreaga Uniune European\u0103, au transmis reprezentan\u0163ii Uniunii Na\u0163ionale a Societ\u0103\u0163ilor de […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[13325,11727,14046,98,16593],"class_list":["post-214531","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-accidente","tag-autovehicule","tag-decese","tag-romania","tag-rutier"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=214531"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214531\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=214531"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=214531"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=214531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}