{"id":214327,"date":"2023-03-21T11:30:00","date_gmt":"2023-03-21T11:30:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=214327"},"modified":"2026-04-09T15:32:01","modified_gmt":"2026-04-09T15:32:01","slug":"tarile-in-care-preturile-locuintelor-au-inceput-sa-scada-drastic-dupa-ani-intregi-in-care-pietele-au-inregistrat-cresteri-stabile-unde-se-pozitioneaza-romania-pe-lista-ieftinirilor","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=214327","title":{"rendered":"\u0162\u0103rile \u00een care pre\u0163urile locuin\u0163elor au \u00eenceput s\u0103 scad\u0103 drastic dup\u0103 ani \u00eentregi \u00een care pie\u0163ele au \u00eenregistrat cre\u015fteri stabile. Unde se pozi\u0163ioneaz\u0103 Rom\u00e2nia pe lista ieftinirilor"},"content":{"rendered":"

\nPie\u0163ele imobiliare \u00eenregistreaz\u0103 la nivel global o sc\u0103dere serioas\u0103 dup\u0103 ani \u00eentregi de cre\u015ftere constant\u0103. Conform celor mai recente date, dou\u0103 treimi din \u0163\u0103rile care fac parte din OECD au \u00eenregistrat diminu\u0103ri semnificative \u00een ceea ce prive\u015fte pre\u0163ul locuin\u0163elor, scrie The World Economic Forum.<\/p>\n

\nUn rol crucial \u00een ceea ce prive\u015fte evolu\u0163ia pre\u0163urilor \u00eel joac\u0103 rata dob\u00e2nzii \u015fi decizia b\u0103ncilor centrale a o majora sau nu, ceea ce determin\u0103 cre\u015fterea veniturilor popula\u0163iei, care influen\u0163eaz\u0103 cererea, dar \u015fi oferta, atunci c\u00e2nd vine vorba de costurile de construc\u0163ie \u015fi reglement\u0103ri..<\/p>\n

\n\u00cen Statele Unite, de exemplu, Rezerva Federal\u0103 a majorat dob\u00e2nda-cheie la  4,5-4,75 %, de la aproape zero \u00een urm\u0103 cu un an, acesta fiind cel mai rapid ritm de cre\u015ftere a ratelor din ultimele dou\u0103 decenii. Acest lucru a dus, la r\u00e2ndul s\u0103u, la o cre\u015ftere brusc\u0103 a ratei medii a creditelor ipotecare fixe pe 30 de ani, care a urcat la sf\u00e2r\u015fitul anului trecut la un nivel maxim al ultimilor dou\u0103zeci de ani, de 7,1%.<\/p>\n

\n\u00cenainte de recentul ciclu de \u00een\u0103sprire, ratele dob\u00e2nzilor se aflau pe o tendin\u0163\u0103 de sc\u0103dere. Ratele mai mici au condus la o cre\u015ftere a cererii de locuin\u0163e prin reducerea costului de \u00eemprumut pentru finan\u0163area achizi\u0163ion\u0103rii unei locuin\u0163e sau pentru construirea unei locuin\u0163e. Acum, procesul a fost inversat. Fiecare punct procentual de cre\u015ftere a ratei ipotecare cre\u015fte cu 100 de dolari ratele lunare ale dob\u00e2nzilor pentru americanii care vor o cas\u0103, iar impactul poate fi \u015fi mai grav pentru cump\u0103r\u0103torii din \u0163\u0103rile \u00een care predomin\u0103 ipotecile cu rat\u0103 variabil\u0103.<\/p>\n

\nC\u00e2t timp va continua declinul pre\u0163urilor locuin\u0163elor va depinde de b\u0103ncile centrale, care majoreaz\u0103 ratele pentru a \u0163ine sub control infla\u0163ia. Conform celor mai recente date ale FMI privind perspectivele economice mondiale, infla\u0163ia se va diminua sub nivelul din 2022 pentru 85% dintre \u0163\u0103ri. Institu\u0163ia se a\u015fteapt\u0103 ca infla\u0163ia la nivel global s\u0103 scad\u0103 \u00een acest an p\u00e2n\u0103 aproape de 6,5% de la 9% \u00een 2022. De asemenea, o nou\u0103 diminuare este a\u015fteptat\u0103 \u015fi \u00een 2024.<\/p>\n

\nEconomi\u015ftii consider\u0103 c\u0103 \u00een scenariul \u00een care b\u0103ncile centrale vor \u00eenceta major\u0103rile de rate sau vor \u00eencetinii ritmul acestora, pre\u0163urile locuin\u0163elor se vor putea stabiliza mai rapid.<\/p>\n

\n\"\"<\/p>\n

\nSursa foto: OECD<\/p>\n","protected":false},"excerpt":{"rendered":"

Pie\u0163ele imobiliare \u00eenregistreaz\u0103 la nivel global o sc\u0103dere serioas\u0103 dup\u0103 ani \u00eentregi de cre\u015ftere constant\u0103. Conform celor mai recente date, dou\u0103 treimi din \u0163\u0103rile care fac parte din OECD au \u00eenregistrat diminu\u0103ri semnificative \u00een ceea ce prive\u015fte pre\u0163ul locuin\u0163elor, scrie The World Economic Forum. Un rol crucial \u00een ceea ce prive\u015fte evolu\u0163ia pre\u0163urilor \u00eel joac\u0103 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[246,9763,274,22346,7830,60,340],"class_list":["post-214327","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-crestere","tag-ieftiniri","tag-incepere","tag-inregistrare","tag-locuinte","tag-piata","tag-preturi"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214327","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=214327"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214327\/revisions"}],"predecessor-version":[{"id":214339,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214327\/revisions\/214339"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=214327"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=214327"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=214327"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}