{"id":214287,"date":"2023-03-20T12:04:40","date_gmt":"2023-03-20T12:04:40","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=214287"},"modified":"2023-03-20T12:04:40","modified_gmt":"2023-03-20T12:04:40","slug":"theodor-stolojan-cazul-euroins-putea-fi-prevenit-asf-ar-trebui-sa-invete-din-practica-buna","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=214287","title":{"rendered":"Theodor Stolojan: Cazul Euroins putea fi prevenit. ASF ar trebui s\u0103 \u00eenve\u0163e din practica bun\u0103"},"content":{"rendered":"<p>\n\u00centrebat la RFI dac\u0103 episodul Euroins putea fi prevenit, Theodor Stolojan a r\u0103spuns: \u201dCategoric, putea fi prevenit \u015fi e bine s\u0103 preciz\u0103m de la bun \u00eenceput c\u0103 atunci c\u00e2nd o persoan\u0103 sau o companie, \u00een special mic\u0103 sau mijlocie, se duce s\u0103 \u00eencheie o asigurare, ea nu are capacitatea, persoana sau \u00eentreprinderea respectiv\u0103, s\u0103 evalueze dac\u0103 firma de asigurare este solvabil\u0103 sau nu, dac\u0103 respect\u0103 reglement\u0103rile \u00een vigoare etc.. Persoana sau \u00eentreprinderea mic\u0103 \u015fi mijlocie se bazeaz\u0103 pe faptul c\u0103 pia\u0163a asigur\u0103rilor de bunuri \u015fi de persoane este reglementat\u0103 \u015fi supravegheat\u0103 de stat, prin Autoritatea de Supraveghere Financiar\u0103. Ce constat\u0103m acum? Aceast\u0103 Autoritate de Supraveghere Financiar\u0103 \u00een decursul anilor, deci nu o lun\u0103, dou\u0103, trei, \u00een decursul anilor, a tot constatat c\u0103 Euroins nu respect\u0103 reglement\u0103rile cu privire la constituirea rezervelor pe care era obligat\u0103 s\u0103 le constituie din primele de asigurare. Discut\u0103m de rezerve de daune sau rezerve \u00een cazul asigur\u0103rilor de via\u0163\u0103. \u015ei atunci, ce a f\u0103cut aceast\u0103 Autoritate de Supraveghere Financiar\u0103? Ne comunic\u0103 public c\u0103 ea \u00een decursul anilor a tot dat amenzi \u015fi avertismente c\u0103tre aceast\u0103 firm\u0103. Firma nu s-a conformat. Or aceast\u0103 abordare iat\u0103, ne-a condus la rezultatul de ast\u0103zi. Faptul c\u0103 Autoritatea de Supraveghere d\u0103 acest comunicat, ascunz\u00e2ndu-se \u00een spatele unei legisla\u0163ii arat\u0103 c\u0103 practic, nu \u015fi-a f\u0103cut datoria. Dac\u0103 legisla\u0163ia nu-i permitea ca la primele dou\u0103 abateri cu privire la constituirea de rezerve la nivelul necesar firma nu s-a conformat, Euroins, trebuia oprit\u0103 de atunci activitatea \u015fi nu l\u0103sat\u0103 \u00een continuare. ASF-ul avea obliga\u0163ia s\u0103 declan\u015feze modificarea legisla\u0163iei \u00een vigoare, prin Parlament, evident\u201d.<\/p>\n<p>\nFostul premier consider\u0103 c\u0103 \u201dASF-ul ar trebui s\u0103 \u00eenve\u0163e din practica bun\u0103 a BNR, care supravegheaz\u0103 pia\u0163a bancar\u0103 \u015fi care a \u00eenv\u0103\u0163at cum s\u0103 fac\u0103 aceast\u0103 supraveghere, dup\u0103 ce a avut \u015fi ea nenum\u0103rate experien\u0163e proaste \u00een trecut\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cazul Euroins arat\u0103 c\u0103 Autoritatea de Supraveghere Financiar\u0103 (ASF) nu \u015fi-a f\u0103cut datoria, declar\u0103 liberalul Theodor Stolojan. Compania de asigur\u0103ri a r\u0103mas f\u0103r\u0103 autoriza\u0163ie \u015fi se \u00eendreapt\u0103 cel mai probabil spre faliment.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[11506,12649],"class_list":["post-214287","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-euroins","tag-stolojan"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214287","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=214287"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214287\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=214287"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=214287"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=214287"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}