{"id":214269,"date":"2023-03-19T18:50:07","date_gmt":"2023-03-19T18:50:07","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=214269"},"modified":"2023-03-19T18:50:07","modified_gmt":"2023-03-19T18:50:07","slug":"asiguratii-sunt-chemati-sa-acopere-cu-sute-de-milioane-de-euro-nestiinta-asf-de-a-supraveghea-companiile-de-asigurari-rca-pana-cand","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=214269","title":{"rendered":"Asigura\u0163ii sunt chema\u0163i s\u0103 acopere cu sute de milioane de euro ne\u015ftiin\u0163a ASF de a supraveghea companiile de asigur\u0103ri RCA. P\u00e2n\u0103 c\u00e2nd?"},"content":{"rendered":"<p>\n<em><strong><span style=\"color:#b22222;\">\u2666<\/span> ASF cere falimentul Euroins, lider al pie\u0163ei RCA, cu 2,5 milioane de clien\u0163i, la un an dup\u0103 ce bomba City Insurance a explodat \u015fi a aruncat \u00eentreaga pia\u0163\u0103 \u00eentr-o gaur\u0103 neagr\u0103 a tarifelor exagerat de mari <span style=\"color:#b22222;\">\u2666<\/span> Cum va gestiona pia\u0163a un nou faliment de propor\u0163ii sau o \u00eentrebare \u015fi mai bun\u0103, de ce o alt\u0103 companie care a crescut pe baza unei expuneri mari pe RCA a trecut din nou pe sub radarul ASF.<\/strong><\/em><\/p>\n<p>\nAsigura\u0163ii sunt chema\u0163i din nou s\u0103 acopere cu sute de milioane de euro ne\u015ftiin\u0163a ASF de a supraveghea com\u00ad\u00adpaniile de asigur\u0103ri dup\u0103 ce companiei Euroins Rom\u00e2nia, r\u0103mas\u0103 lider al pie\u0163ei RCA dup\u0103 falimentul City Insurance, i s-a retras autoriza\u0163ia de func\u0163ionare, s-au constatat indicii de insolven\u0163\u0103 \u015fi s-a pro\u00admovat cererea de deschidere a procedurii de faliment.<\/p>\n<p>\nCe se va \u00eent\u00e2mpla cu pia\u0163a RCA, care va fi din nou asaltat\u0103 de un nou val de \u015foferi, mai exact 2,5 milioane. Sunt preg\u0103ti\u0163i juc\u0103\u00adtorii r\u0103ma\u015fi s\u0103 \u00ee\u015fi mai creasc\u0103 expunerea pe RCA? Dar ce se va \u00eent\u00e2mpla cu pre\u0163ul poli\u00ad\u0163e\u00adlor RCA dac\u0103 noul val va fi \u00een final absorbit? \u00cen ultimii 7-8 ani, pia\u0163a asigur\u0103rilor a avut trei falimente mari a unor juc\u0103tori care s-au bazat aproape exclusiv pe segmentul RCA, Astra, Carpatica \u015fi City Insurance. Acum pia\u0163a este pus\u0103 \u00een fa\u0163a unui nou faliment, care ar fi putut fi evitat dac\u0103 ASF ar fi intervenit mai agresiv \u00een nenum\u0103ratele momente \u00een care Euroins Rom\u00e2nia a dat semne de probleme. Dup\u0103 falimentele Astra \u015fi Carpatica, supra\u00adve\u00adgherea ASF a mers la foc mic. De\u015fi Euroins a mai fost pus\u0103 \u00een situa\u0163ia unei redres\u0103ri, ba chiar administrarea temporar\u0103 a Fondului de Garantare a Asigura\u0163ilor (FGA), ASF a l\u0103sat activitatea companiei s\u0103 continue, f\u0103r\u0103 a face verific\u0103ri suplimentare.<\/p>\n<p>\nNoua situa\u0163ie cu care asigura\u0163ii se vor confrunta va fi la puterea a doua, av\u00e2nd \u00een vedere c\u0103 necesarul de capital descoperit la Euroins ar fi de peste 400 mil. euro. FGA deja se apropie de pr\u0103pastie cu un sold disponibil \u00een februarie de sub 200 mil. lei, dup\u0103 ce a f\u0103cut pl\u0103\u0163i de la finalul lunii no\u00adiembrie 2021 p\u00e2n\u0103 acum de 733 mil. lei (150 mil. euro), iar \u015focul care ar fi creat ar arunca pre\u0163ul poli\u0163elor RCA \u00eentr-o gaur\u0103 neagr\u0103 a tarifelor exagerate, cu \u015fanse foarte mici de revenire cel pu\u0163in pentru urm\u0103torii 2-3 ani.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Asigura\u0163ii sunt chema\u0163i din nou s\u0103 acopere cu sute de milioane de euro ne\u015ftiin\u0163a ASF de a supraveghea com\u00ad\u00adpaniile de asigur\u0103ri dup\u0103 ce companiei Euroins Rom\u00e2nia, r\u0103mas\u0103 lider al pie\u0163ei RCA dup\u0103 falimentul City Insurance, i s-a retras autoriza\u0163ia de func\u0163ionare, s-au constatat indicii de insolven\u0163\u0103 \u015fi s-a pro\u00admovat cererea de deschidere a procedurii de faliment.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[30344,54371,11848,12443,8208,14589],"class_list":["post-214269","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asf","tag-asiguratii","tag-asiguratori","tag-companii-de-asigurari","tag-rca","tag-supraveghere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=214269"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214269\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=214269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=214269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=214269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}