\nRezerva Federal\u0103 dore\u015fte reguli mai dure pentru b\u0103ncile de nivel mediu, \u00eencerc\u00e2nd s\u0103 evite repetarea pr\u0103bu\u015firii recente a Silicon Valley Bank, care a for\u0163at autorit\u0103\u0163ile guvernamentale s\u0103 intervin\u0103, titreaz\u0103 Financial Times.<\/p>\n
\nBanca central\u0103 a SUA revizuie\u015fte cerin\u0163ele de capital \u015fi lichiditate pe care le impune b\u0103ncilor, \u00een special celor cu active \u00eentre 100 de miliarde de dolari \u015fi 250 de miliarde de dolari. De asemenea, va examina testele de stres pe care le efectueaz\u0103 anual, care evalueaz\u0103 capacitatea creditorilor de a face fa\u0163\u0103 scenariilor economice \u015fi financiare adverse.<\/p>\n
\nAceste m\u0103suri face parte dintr-o evaluare mai ampl\u0103 anun\u0163at\u0103 luni de Fed cu privire la modul \u00een care a supravegheat \u015fi reglementat Silicon Valley Bank. Banca central\u0103 se num\u0103r\u0103 printre autorit\u0103\u0163ile de reglementare din SUA care este chestionat\u0103 cu privire la modul \u00een care a gestionat problemele SVB, unii exper\u0163i spun\u00e2nd c\u0103 acestea erau evidente.<\/p>\n
\nDar exper\u0163ii \u00een reglementare sus\u0163in c\u0103 problemele SVB ar fi putut fi identificate \u00een avans sau evitate, dac\u0103 legislativul \u015fi autorit\u0103\u0163ile de reglementare nu ar fi u\u015furat regulile pentru creditorii mai mici \u00een ultimii ani.<\/p>\n
\n\u00cen 2018, Congresul a anulat por\u0163iuni din Legea Dodd-Frank, cel mai mare efort de dereglementare de la criza financiar\u0103 din 2007-2008, pentru a scuti unele b\u0103nci cu active de p\u00e2n\u0103 la 250 de miliarde de dolari de la cele mai dure m\u0103suri de supraveghere ale Fed, inclusiv teste de stres, cerin\u0163e capital \u015fi de lichiditate. \u00cen 2019, Fed a urmat exemplul \u015fi a aprobat reglement\u0103ri mai u\u015foare pentru toate b\u0103ncile, cu excep\u0163ia celor mai mari.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Rezerva Federal\u0103 dore\u015fte reguli mai dure pentru b\u0103ncile de nivel mediu, \u00eencerc\u00e2nd s\u0103 evite repetarea pr\u0103bu\u015firii recente a Silicon Valley Bank, care a for\u0163at autorit\u0103\u0163ile guvernamentale s\u0103 intervin\u0103, titreaz\u0103 Financial Times. Banca central\u0103 a SUA revizuie\u015fte cerin\u0163ele de capital \u015fi lichiditate pe care le impune b\u0103ncilor, \u00een special celor cu active \u00eentre 100 de miliarde […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8111,16884,54341],"class_list":["post-214133","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-fed","tag-reglementare","tag-svb"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=214133"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/214133\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=214133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=214133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=214133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}