{"id":213885,"date":"2023-03-08T09:55:16","date_gmt":"2023-03-08T09:55:16","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=213885"},"modified":"2023-03-08T09:55:16","modified_gmt":"2023-03-08T09:55:16","slug":"vesti-bune-pentru-toti-romanii-cu-credite-anuntul-facut-de-bnr-pe-care-multi-si-l-doreau-sa-il-auda-6","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=213885","title":{"rendered":"Ve\u015fti bune pentru to\u0163i rom\u00e2nii cu credite. Anun\u0163ul f\u0103cut de BNR pe care mul\u0163i \u015fi-l doreau s\u0103 \u00eel aud\u0103"},"content":{"rendered":"<p>\n<span style=\"font-size: 12px;\">Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate de popula\u0163ie \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a sc\u0103zut ieri la 6,95%.<\/span><\/p>\n<p>\nIndicele \u00eencepuse s\u0103pt\u0103m\u00e2na \u00een sc\u0103dere, cobor\u00e2nd luni la 6,96%, de la 6,97% vineri, potrivit datelor BNR.<\/p>\n<p>\nUltima oar\u0103 c\u00e2nd ROBOR la 3 luni s-a aflat sub pragul de 7% a fost pe 13 iulie 2022. Indicele a fost de la \u00eenceputul anului 2023 pe o tendin\u0163\u0103 preponderent de sc\u0103dere.<\/p>\n<p>\nIndicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a sc\u0103zut ieri la 7,28%, de la 7,30% luni, iar indicele ROBOR la 12 luni a ajuns la 7,64%, de la 7,65% luni.<\/p>\n<p>\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ie \u015fi politica fiscal\u0103.<\/p>\n<p>\nValoarea IRCC, dob\u00e2nda de referin\u0163a pentru calculul ratelor la banc\u0103 pentru creditele ipotecare \u015fi consum, a crescut de la 1 ianuarie 2023 la 5,71%, de la 4,06% la finalul anului trecut.<\/p>\n<p>\nValoarea de 5,71% este calculat\u0103 pe baza datelor din trimestrul III al anului 2022.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate de popula\u0163ie \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a sc\u0103zut ieri la 6,95%. Indicele \u00eencepuse s\u0103pt\u0103m\u00e2na \u00een sc\u0103dere, cobor\u00e2nd luni la 6,96%, de la 6,97% vineri, potrivit datelor BNR. Ultima oar\u0103 c\u00e2nd ROBOR la [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,187,10021,17315],"class_list":["post-213885","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-dobanzi","tag-indice","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/213885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=213885"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/213885\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=213885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=213885"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=213885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}