\n\u00cen contextul \u00een care anul 2023 se anun\u0163\u0103 unul turbulent din punct de vedere financiar \u015fi economic, tot mai mul\u0163i investitori v\u0103d solu\u0163ia la aceste probleme \u00een cash. Teama c\u0103 bursele vor intra \u00een bear market, cumulat\u0103 cu cre\u015fterea continu\u0103 a ratelor de c\u0103tre Fed \u015fi prognozele care vorbesc de o recesiune iminent\u0103, \u00eentind nervii investitorilor la maxim \u015fi sporesc frica c\u0103 portofoliile de investi\u0163ii ar putea primi o lovitur\u0103 serioas\u0103, scrie Bloomberg.<\/p>\n
\nMichael Wilson, strateg \u015fef \u00een cadrul gigantului bancar Morgan Stanley, a declarat s\u0103pt\u0103m\u00e2na trecut\u0103 c\u0103 indicele S&P 500 ar putea sc\u0103dea cu 20%, pe fondul rezultatelor slabe ale companiilor.<\/p>\n
\nPe fondul perspectivelor economice deloc optimist, banii lichizi par un refugiu ceva mai sigur. \u00cen plus, randamentul titlurilor de stat emise pe termen scurt a reu\u015fit s\u0103 dep\u0103\u015feasc\u0103 randamentul portofoliilor clasice de investi\u0163ii bazate pe un raport de 60\/40 (60% din bani merg c\u0103tre ac\u0163iuni, 40% c\u0103tre obliga\u0163iuni \u2013 n.r)<\/p>\n
\nDesigur, investitorii pierd teren \u00een fa\u0163a infla\u0163iei prin de\u0163inerea de numerar. Dar pentru clien\u0163ii care au cheltuieli foarte bine stabilite, pentru care trebuie s\u0103 economiseasc\u0103, cum ar fi o nunt\u0103, este mult mai avantajos s\u0103 se refugieze \u00een cash, cu at\u00e2t mai mult cu c\u00e2t ace\u015ftia pot ob\u0163ine randamente \u015fi de 4% dac\u0103-\u015fi pun banii \u00eentr-un cont de economii.<\/p>\n
\nBanii pe care investitorii \u00eei vor b\u0103ga \u00een pie\u0163e \u00een acest an vor merge mai ales c\u0103tre fondurile pasive. Potrivit sondajului MLIV Pulse, realizat \u00een r\u00e2ndul a 400 de investitori profesioni\u015fti, pariurile principale sunt pe expunererea interna\u0163ional\u0103 (pe care mizeaz\u0103 47%), urmat\u0103 de investi\u0163ii \u00een fondurile pasive (37%) \u015fi abia pe ultimul loc s-a situat realizarea unor investi\u0163ii \u00een fondurile active, unde doar 30% dintre cei intervieva\u0163i au r\u0103spuns pozitiv.<\/p>\n
\n\u00cen schimb, investitorii de retail sunt mai predispu\u015fi s\u0103 plaseze bani \u00een fonduri pasive (46%), urma\u0163i de investi\u0163iile interna\u0163ionale (38%) \u015fi de fondurile gestionate activ (22%).<\/p>\n
\nOrientarea c\u0103tre cash \u015fi scenariile economice sumbre vorbesc mult despre frica investitorilor ca anul 2023 s\u0103 nu reprezinte pentru portofoliile acestora o lovitur\u0103 la fel de grea precum a fost 2022 \u015fi toate crizele acestuia, de la r\u0103zboi, la criza energetic\u0103 \u015fi infla\u0163ie.<\/p>\n","protected":false},"excerpt":{"rendered":"
\u00cen contextul \u00een care anul 2023 se anun\u0163\u0103 unul turbulent din punct de vedere financiar \u015fi economic, tot mai mul\u0163i investitori v\u0103d solu\u0163ia la aceste probleme \u00een cash. Teama c\u0103 bursele vor intra \u00een bear market, cumulat\u0103 cu cre\u015fterea continu\u0103 a ratelor de c\u0103tre Fed \u015fi prognozele care vorbesc de o recesiune iminent\u0103, \u00eentind nervii […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[82,246,12373,7633,8443,179],"class_list":["post-213837","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bani","tag-crestere","tag-frica","tag-investitori","tag-rate","tag-recesiune"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/213837","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=213837"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/213837\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=213837"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=213837"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=213837"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}