{"id":213513,"date":"2023-02-24T14:07:23","date_gmt":"2023-02-24T14:07:23","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=213513"},"modified":"2023-02-24T14:07:23","modified_gmt":"2023-02-24T14:07:23","slug":"profit-record-de-peste-10-mld-lei-pentru-banci-in-2022-dupa-saltul-robor-la-7-8","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=213513","title":{"rendered":"Profit record de peste 10 mld. lei pentru b\u0103nci \u00een 2022 dup\u0103 saltul ROBOR la 7-8%"},"content":{"rendered":"<p>\n<span style=\"font-size: 12px;\">Profitul net la nivelul sistemului ban\u00adcar rom\u00e2nesc a ajuns la sf\u00e2r\u015fitul anu\u00adlui 2022 la un nivel record de 10,2 mld. lei, \u00een cre\u015ftere cu 24,4% fa\u0163\u0103 de c\u00e2\u015f\u00adtigul din 2021, iar activele au urcat la un v\u00e2rf de 701,4 mld. lei, \u00een condi\u0163iile cre\u015fterii credit\u0103rii cu un ritm mediu de 14% an\/an, potrivit datelor BNR.<\/span><\/p>\n<p>\nAcesta a fost cel mai bun c\u00e2\u015ftig anual pentru b\u0103nci. Privind retrospectiv, se observ\u0103 c\u0103 \u00een&nbsp; 2021 c\u00e2\u015ftigul b\u0103ncilor urcase la un v\u00e2rf de 8,2 mld. lei, dup\u0103 ce \u00een 2020 profitul \u00een bankingul rom\u00e2nesc a fost de 5 mld. lei, iar c\u00e2\u015ftigul din tot anul 2019, de dinaintea pandemiei COVID-19, era de 6,3 mld. lei. \u00cen termeni anuali, p\u00e2n\u0103 \u00een 2020 cel mai mare profit al sis\u00adtemului bancar a fost \u00een 2018, c\u00e2nd c\u00e2\u015f\u00adtigul s-a apropiat de 7 mld. lei.<\/p>\n<p>\nRentabilitatea activelor (ROA) \u015fi rentabilitatea capitalului (ROE) erau la sf\u00e2r\u015fitul anului 2022 de 1,52% \u015fi respectiv 16,59%, peste nivelurile din 2021.<\/p>\n<p>\nPe parcursul anului 2022, dup\u0103 primul trimestru profitul sistemului bancar s-a apropiat de 2 mld. lei, la jum\u0103tatea anului c\u00e2\u015ftigul a fost mai mult dec\u00e2t dublu, de circa 5 mld. lei, iar dup\u0103 nou\u0103 luni a urcat la 7,6 mld. lei, pentru ca la finalul anului 2022 s\u0103 treac\u0103 de 10 mld. lei.<\/p>\n<p>\nRemarca guvernatorului BNR Mugur Is\u0103rescu din vara lui 2022 c\u0103 b\u0103ncile \u201eau cam s\u0103rit calul\u201c cu ROBOR \u00een 2022 se vede astfel \u00een c\u00e2\u015ftigul record al b\u0103ncilor de anul trecut de 10,2 mld. lei dup\u0103 ce ROBOR la trei luni a explodat la 7%-8% \u00een a doua parte a anului.<\/p>\n<p>\nP\u00e2n\u0103 acum, c\u00e2\u015ftigurile mari ob\u0163inute de institu\u0163iile de credit au fost, \u00een general, corelate \u015fi cu ascensiunea credit\u0103rii \u015fi a economiei. Creditarea a crescut cu un ritm mediu de 14% \u00een 2022, iar economia a avut un avans de circa 5% \u00een 2022.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Profitul net la nivelul sistemului ban\u00adcar rom\u00e2nesc a ajuns la sf\u00e2r\u015fitul anu\u00adlui 2022 la un nivel record de 10,2 mld. lei, \u00een cre\u015ftere cu 24,4% fa\u0163\u0103 de c\u00e2\u015f\u00adtigul din 2021, iar activele au urcat la un v\u00e2rf de 701,4 mld. lei, \u00een condi\u0163iile cre\u015fterii credit\u0103rii cu un ritm mediu de 14% an\/an, potrivit datelor BNR. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,185,26912,17315,8037],"class_list":["post-213513","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bnr","tag-profit-record","tag-robor","tag-sistem-bancar"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/213513","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=213513"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/213513\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=213513"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=213513"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=213513"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}