\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele popula\u0163iei \u00een lei contractate \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a crescut vineri la 7,28%, de la 7,27% joi. <\/p>\n
\nLa finalul s\u0103pt\u0103m\u00e2nii trecute, indicele ajunsese la 7,40%.<\/p>\n
\nPe 3 ianuarie 2023, indicele ROBOR la 3 luni era de 7,56%, iar pe 30 decembrie 2022 indicele a fost cotat la 7,57%.<\/p>\n
\nNivelul maxim atins de acest indice \u00een 2022 a fost de 8,21%, \u00een luna octombrie 2022.<\/p>\n
\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ie \u015fi politica fiscal\u0103.<\/p>\n
\nPe 10 ianuarie, \u00een prima \u015fedin\u0163\u0103 de politic\u0103 monetar\u0103 din acest an, BNR a majorat dob\u00e2nda-cheie de la 6,75% p\u00e2n\u0103 la 7%.<\/p>\n
\nTot vineri, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a cobor\u00e2t la 7,54%, de la 7,55% joi, iar indicele ROBOR la 12 luni a r\u0103mas la 7,91%, valoare similar\u0103 cu cea \u00eenregistrat\u0103 joi. <\/p>\n
\nValoarea IRCC, dob\u00e2nda de referin\u0163\u0103 pentru calculul ratelor la banc\u0103 pentru creditele ipotecare \u015fi de consum, a crescut de la 1 ianuarie 2023 la 5,71%, de la 4,06% la finalul anului trecut.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele popula\u0163iei \u00een lei contractate \u00eenainte de luna mai 2019, precum \u015fi pentru creditele companiilor \u00een lei, a crescut vineri la 7,28%, de la 7,27% joi. La finalul s\u0103pt\u0103m\u00e2nii trecute, indicele ajunsese la 7,40%. Pe 3 ianuarie 2023, indicele ROBOR la 3 luni era […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,14999,485,187,50192],"class_list":["post-212333","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-cotatie","tag-credite","tag-dobanzi","tag-indicele-robor-la-trei-luni"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/212333","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=212333"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/212333\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=212333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=212333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=212333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}