\nPia\u0163a imobiliar\u0103 german\u0103 s-a bucurat de o stabilitate \u015fi efervescen\u0163\u0103 timp de decenii, \u00eens\u0103 \u00een ultimii doi ani o sc\u0103dere sever\u0103 a pre\u0163urilor imobilelor a \u00eenceput s\u0103-\u015fi fac\u0103 sim\u0163it\u0103 prezen\u0163a. Pre\u0163urile locuin\u0163elor au sc\u0103zut deja cu 5%, iar Deutsche Bank avertizeaz\u0103 c\u0103 aceast\u0103 contrac\u0163ie ar ajunge chiar \u015fi p\u00e2n\u0103 la 25%, scrie CNCB.<\/p>\n
\nRatele creditelor ipotecare au crescut vertiginos \u00een ultima perioad\u0103, \u00een contextul \u00een care rata fix\u0103 pe 10 ani s-a majorat de la 1% la 4% de la \u00eenceputul lui 2022. Majorarea ratelor s-a tradus imediat \u00eentr-o sc\u0103dere a cererii pentru credite ipotecare, tot mai pu\u0163ini oameni permi\u0163\u00e2ndu-\u015fi s\u0103 fac\u0103 \u00eemprumuturi.<\/p>\n
\nBanii din \u00eenchirierea imobilelor reprezint\u0103 o prioritate pentru investitorii germani, \u00een condi\u0163iile \u00een care aproape 5 milioane de persoane din \u0163ar\u0103 ob\u0163in venituri din chirii. Germania este totodat\u0103 \u0163ara cu cea mai mic\u0103 pondere de proprietari de locuin\u0163e din toate \u0163\u0103rile OCDE, conform Bundesbank.<\/p>\n
\nAnali\u015ftii imobiliari se a\u015fteapt\u0103 ca v\u00e2rful sc\u0103derilor din pia\u0163\u0103 s\u0103 fie atins \u00een urm\u0103toarele \u015fase luni.<\/p>\n
\n\u201eAm v\u0103zut deja sc\u0103deri foarte abrupte, care au ap\u0103rut \u00een iulie \u015fi iunie, urmate imediat de alt val de sc\u0103deri \u00een august, septembrie \u015fi octombrie. Pentru un investitor asta e o veste bun\u0103\u201d, a declarat Jochen Moebert, analist pe macroeconomie \u00een cadrul Deutsche Bank.<\/p>\n
\nDe\u015fi cifrele \u015fi prognozele lansate difer\u0103, anali\u015ftii \u015fi economi\u015ftii sunt de acord c\u0103 pia\u0163a imobiliar\u0103 din Germania se va confrunta cu o sc\u0103dere dramatic\u0103, iar ce se \u00eent\u00e2mpl\u0103 \u00een prezent este doar \u00eenceputul.<\/p>\n
\n\u201eDac\u0103 nu ar fi existat criza energetic\u0103 \u015fi perspectivele uni recesiuni, pre\u0163urile imobilelor ar fi crescut \u00een continuare. Acum avem o situa\u0163ie \u00een care ne confrunt\u0103m cu o ajustare foarte dramatic\u0103 a pie\u0163ei\u201d, a declarat declarat Michael Voigtl\u00e4nder de la Institutul de Cercetare Economic\u0103 din K\u00f6ln pentru CNBC.<\/p>\n
\nNici b\u0103ncile nu sunt foarte optimiste \u00een privin\u0163a situa\u0163ie din real-estateul german. Un raport recent la UBS plaseaz\u0103 Frankfurtul \u015fi Munchen \u00een topul celor mai predispuse ora\u015fe de a se confrunta cu problema bulelor imobiliare. Ele sunt definite \u00een raport ca loca\u0163ii cu \u201ecaracteristici foarte pronun\u0163ate \u015fi specifice unei bule imobiliare\u201d.<\/p>\n
\n\u201eSitua\u0163ia din Germania nu va fi resim\u0163it\u0103 sub forma unei explozii a unei bule imobiliare ci mai degrab\u0103 vom avea de aface cu o corec\u0163ie foarte dur\u0103 a pie\u0163ei. \u00cen termeni reali, o explozie ar \u00eensemna o sc\u0103dere de peste 15% a pre\u0163urilor, iar asta ar fi un dezastru\u201d, a declarat Thomas Veraguth, strateg imobiliar al UBS.<\/p>\n","protected":false},"excerpt":{"rendered":"
Pia\u0163a imobiliar\u0103 german\u0103 s-a bucurat de o stabilitate \u015fi efervescen\u0163\u0103 timp de decenii, \u00eens\u0103 \u00een ultimii doi ani o sc\u0103dere sever\u0103 a pre\u0163urilor imobilelor a \u00eenceput s\u0103-\u015fi fac\u0103 sim\u0163it\u0103 prezen\u0163a. Pre\u0163urile locuin\u0163elor au sc\u0103zut deja cu 5%, iar Deutsche Bank avertizeaz\u0103 c\u0103 aceast\u0103 contrac\u0163ie ar ajunge chiar \u015fi p\u00e2n\u0103 la 25%, scrie CNCB. Ratele creditelor […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[32949,7921,11229,340,8327,13631],"class_list":["post-210759","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-confrunta","tag-germania","tag-piata-imobiliara","tag-preturi","tag-scadere","tag-stabilitate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/210759","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=210759"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/210759\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=210759"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=210759"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=210759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}