{"id":210238,"date":"2022-11-15T14:34:20","date_gmt":"2022-11-15T14:34:20","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=210238"},"modified":"2022-11-15T14:34:20","modified_gmt":"2022-11-15T14:34:20","slug":"vesti-bune-pentru-toti-romanii-cu-credite-anuntul-facut-de-bnr-pe-care-multi-si-l-doreau-sa-il-auda-4","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=210238","title":{"rendered":"Ve\u015fti bune pentru to\u0163i rom\u00e2nii cu credite. Anun\u0163ul f\u0103cut de BNR pe care mul\u0163i \u015fi-l doreau s\u0103 \u00eel aud\u0103"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, scade la 7,98% dup\u0103 opt zile de tranzac\u0163ionare \u00een care a continuat s\u0103 scad\u0103, arat\u0103 datele BNR.<\/p>\n<p>\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ie \u015fi politica fiscal\u0103.<\/p>\n<p>\nLa \u00eenceputul anului 2022 indicele era cotat la 3,02%. Cre\u015fterea indicelui a \u00eenceput \u00een data de 24 februarie, c\u00e2nd Rusia a invadat Ucraina, iar ulterior a avut o evolu\u0163ie oscilant\u0103, cu episoade de sc\u0103deri, dar tendin\u0163a general\u0103 a fost de cre\u015ftere. Indicele de referin\u0163\u0103 \u00ee\u015fi reluase cre\u015fterea odat\u0103 cu anun\u0163ul BNR din octombrie privind ridicarea dob\u00e2nzii cheie la 6,25%, de la 5,5%.<\/p>\n<p>\n<span background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\">Indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a cobor\u00e2t la 8,16%, de la 8,17% luni.<\/span><\/p>\n<p>\n<span background-color:=\"\" color:=\"\" font-family:=\"\" font-size:=\"\">Indicele ROBOR la 12 luni a cobor\u00e2t la 8,34%, de la 8,36% luni.<\/span><\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, scade la 7,98% dup\u0103 opt zile de tranzac\u0163ionare \u00een care a continuat s\u0103 scad\u0103, arat\u0103 datele BNR. Evolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,187,334,10021,173,8810],"class_list":["post-210238","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-dobanzi","tag-incheiere","tag-indice","tag-romani","tag-tranzactionare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/210238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=210238"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/210238\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=210238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=210238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=210238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}