\nCre\u015fterea substan\u0163ial\u0103 a indicelui ROBOR \u00een acest an la peste 8%, \u00een urma \u00een\u0103spririi politicii monetare determinat\u0103 de explozia infla\u0163iei, a m\u0103rit tensiunea persoanelor fizice \u015fi a firmelor care mai au credite cu dob\u00e2nd\u0103 variabil\u0103 legat\u0103 de acest indice \u015fi a determinat rom\u00e2nii s\u0103 mearg\u0103 la banc\u0103 \u015fi s\u0103 solicite diverse m\u0103suri precum schimbarea indicelui de referin\u0163\u0103 din ROBOR \u00een IRCC sau trecerea la dob\u00e2nd\u0103 fix\u0103, refinan\u0163\u0103ri, suspend\u0103ri de rate sau alte m\u0103suri.<\/p>\n
\nConcret, peste 100.000 de debitori persoane fizice au optat pentru una dintre aceste m\u0103suri \u00een primele opt luni ale anului, conform datelor centralizate de Asocia\u0163ia Rom\u00e2n\u0103 a B\u0103ncilor (ARB).<\/p>\n
\nDintre ace\u015ftia, peste 81.000 de rom\u00e2ni au trecut de la ROBOR la IRCC sau la dob\u00e2nd\u0103 fix\u0103, la propria banc\u0103 sau la alte b\u0103nci.<\/p>\n
\nCirca 26.177 de debitori persoane fizice au optat pentru schimbarea indicelui ROBOR cu IRCC din contractele de credit, la b\u0103ncile la care aveau ini\u0163ial creditul. Indicele ROBOR la 3 luni a urcat ieri la 8,15%, \u00een timp ce IRCC care se aplic\u0103 la creditele retail de dup\u0103 luna mai 2019, este la jum\u0103tate, respectiv 4,06%.<\/p>\n
\nAl\u0163i 1.421 de debitori persoane fizice au solicitat schimbarea indicelui ROBOR cu dob\u00e2nda fix\u0103 \u00een contract, tot la banca ini\u0163ial\u0103.<\/p>\n
\nTotodat\u0103, 54.024 de clien\u0163i persoane fizice au optat pentru refinan\u0163area creditului la alt\u0103 banc\u0103, trec\u00e2nd la IRCC sau dob\u00e2nd\u0103-fix\u0103.<\/p>\n
\nUn num\u0103r de 7.649 rom\u00e2ni au suspendat ratele pe moratoriu legislativ, \u00een timp ce 15.547 persoane fizice au beneficiat de solu\u0163ii aplicate de b\u0103nci.<\/p>\n","protected":false},"excerpt":{"rendered":"
Cre\u015fterea substan\u0163ial\u0103 a indicelui ROBOR \u00een acest an la peste 8%, \u00een urma \u00een\u0103spririi politicii monetare determinat\u0103 de explozia infla\u0163iei, a m\u0103rit tensiunea persoanelor fizice \u015fi a firmelor care mai au credite cu dob\u00e2nd\u0103 variabil\u0103 legat\u0103 de acest indice \u015fi a determinat rom\u00e2nii s\u0103 mearg\u0103 la banc\u0103 \u015fi s\u0103 solicite diverse m\u0103suri precum schimbarea indicelui de referin\u0163\u0103 din ROBOR \u00een IRCC sau trecerea la dob\u00e2nd\u0103 fix\u0103, refinan\u0163\u0103ri, suspend\u0103ri de rate sau alte m\u0103suri.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[52928,7458,27370,45125,16651],"class_list":["post-209232","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-cresterea-robor","tag-dobanda","tag-dobanda-fixa","tag-ircc","tag-persoane-fizice"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/209232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=209232"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/209232\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=209232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=209232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=209232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}