\nO parte din volatilitatea care a cuprins anul acesta bursele interna\u0163ionale se poate datora faptului c\u0103 unii investitori au intrat \u00een pia\u0163\u0103 c\u00e2nd fondurile mutuale afi\u015fau randamente uria\u015fe, nelu\u00e2ndu-\u015fi \u00eentre timp o serie de m\u0103suri de siguran\u0163\u0103, spune Dana Dima, vicepre\u015fedinte executiv, Retail & Private Banking, BCR-Erste.<\/p>\n
\n\u201eTrebuie s\u0103 facem pa\u015fi mici pentru a ajunge la investi\u0163ii mari. Probabil c\u0103 aceast\u0103 volatilitate vine de la faptul c\u0103 unii clien\u0163i au s\u0103rit acei pa\u015fi mici pe care ar fi trebuit s\u0103 \u00eei fac\u0103 \u015fi au \u00eencercat s\u0103 mearg\u0103 c\u0103tre zona investi\u0163ional\u0103 atunci c\u00e2nd fondurile erau \u00een cre\u015ftere masiv\u0103 \u015fi nu au \u00een\u0163eles c\u0103 pa\u015fii mici conteaz\u0103 pentru stabilitatea lor emo\u0163ional\u0103\u201d, consider\u0103 Dama Dima, invitat\u0103 la Summitul Administratorilor de Fonduri, edi\u0163ia a IV-a.<\/p>\n
\n\u00cen cadrul evenimentului, reprezentanta BCR-Erste a argumentat c\u0103 teama rom\u00e2nilor este reprezentant\u0103 de participarea propriu-zis\u0103 la un fond de investi\u0163ii. Astfel, un prim pas \u00een aceast\u0103 direc\u0163ie const\u0103 \u00een a pune deoparte o sum\u0103 recurent\u0103 pentru probleme uzuale, travers\u00e2nd ulterior o zon\u0103 cu un grad ridicat de protec\u0163ie financiar\u0103 \u015fi ajung\u00e2nd \u00eentr-un final la investi\u0163ie.<\/p>\n
\n\u201eC\u00e2nd \u015ftii c\u0103 ai c\u00e2teva salarii puse deoparte, dup\u0103 aceea ai \u015fi un anumit grad de siguran\u0163\u0103, iar dac\u0103 ai \u015fi c\u00e2\u0163iva bani \u00een fonduri, stabilitatea ta emo\u0163ional\u0103 va fi cu totul alta. \u00cen caz contrar, ai banii investi\u0163i doar \u00een fonduri, care se afl\u0103 acum \u00een sc\u0103dere (…) Am observat \u00eens\u0103 c\u0103 trendul celor care \u00eencep s\u0103 investeasc\u0103 pe termen lung este \u00een cre\u015ftere\u201d, adaug\u0103 Dana Dima.<\/p>\n
\nLa summitul organizat de Asocia\u0163ia Administratorilor de Fonduri (AAF) au participat reprezentan\u0163i ai celor mai mari b\u0103nci din Rom\u00e2nia \u015fi directori din partea unor administratori de calibru, at\u00e2t parte a grupurilor bancare, c\u00e2t \u015fi independen\u0163i din afara \u0163\u0103rii.<\/p>\n
\n\u201eN-a\u015f fi crezut c\u0103, \u00een 2-4 ani, toate produsele financiare ar putea fi accesate digital \u00eentr-o propor\u0163ie de 60-70% din tot ceea ce produce o banc\u0103, at\u00e2t asistat de consilier, c\u00e2t \u015fi remote. Exist\u0103 un poten\u0163ial fantastic de adop\u0163ie pe care Rom\u00e2nia l-a manifestat \u00een permanen\u0163\u0103 \u00een ultimii 20 de ani. \u00cen retail, am pornit de la nimic \u015fi am ajuns unde suntem acum, \u00een condi\u0163iile \u00een care unele \u0163\u0103ri au lucrat 50-70 de ani ca s\u0103 ajung\u0103 aici.\u201d<\/p>\n
\nDana Dima spune, de altfel, c\u0103 nu exist\u0103 o diferen\u0163\u0103 semnificativ\u0103 \u00eentre Rom\u00e2nia \u015fi \u0163\u0103rile cu un profil asem\u0103n\u0103tor, ci din contr\u0103, Rom\u00e2nia este mai avans\u0103 pe anumite produse de retail.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
O parte din volatilitatea care a cuprins anul acesta bursele interna\u0163ionale se poate datora faptului c\u0103 unii investitori au intrat \u00een pia\u0163\u0103 c\u00e2nd fondurile mutuale afi\u015fau randamente uria\u015fe, nelu\u00e2ndu-\u015fi \u00eentre timp o serie de m\u0103suri de siguran\u0163\u0103, spune Dana Dima, vicepre\u015fedinte executiv, Retail & Private Banking, BCR-Erste. \u201eTrebuie s\u0103 facem pa\u015fi mici pentru a ajunge […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7327,5078,4126,7930,7148,149,399,8003],"class_list":["post-209048","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-administratori","tag-bcr","tag-clienti","tag-erste","tag-fonduri","tag-investitii","tag-retail","tag-summit"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/209048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=209048"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/209048\/revisions"}],"predecessor-version":[{"id":209070,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/209048\/revisions\/209070"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=209048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=209048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=209048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}