Analistii spun insa ca intarzierile la plata in cazul clientilor
\ncu imprumuturi garantate preseaza in continuare mai putin
\nportofoliile bancilor, deoarece clientii au un profil financiar mai
\nsolid si se straduiesc sa isi achite datoriile pentru ca au mai
\nmult de pierdut decat un client cu un credit de consum de valoare
\nmica. Chiar daca au crescut mai repede, restantele la imprumuturile
\nin euro sunt cu 40% mai mici decat cele la lei.<\/p>\n
Clientii cu credite ipotecare au un profil de risc mai scazut si
\nau venituri mai mari. Restantele pe acest segment depind insa si de
\ncat de eficiente sunt restructurarile si rescadentarile de
\ncredite”, comenteaza Lucian Anghel, economistul-sef al BCR.<\/p>\n
Detalii pe Ratele la credite au devenit o povara tot mai mare, astfel ca valoarea totala a restantelor de peste 30 de zile ale persoanelor fizice a ajuns in aprilie la 3,99 miliarde (892 mil. euro), cu 40% peste nivelul de la sfarsitul anului trecut, arata datele BNR.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[7267,9817,485,10411,7768],"class_list":["post-20900","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-banci","tag-consum","tag-credite","tag-ipoteci","tag-restante"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/20900","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20900"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/20900\/revisions"}],"predecessor-version":[{"id":40590,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/20900\/revisions\/40590"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20900"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20900"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20900"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nwww.zf.ro<\/a>.
\n<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"