{"id":208516,"date":"2022-09-20T13:28:22","date_gmt":"2022-09-20T13:28:22","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=208516"},"modified":"2022-09-20T13:28:22","modified_gmt":"2022-09-20T13:28:22","slug":"de-ce-vrea-banca-transilvania-sa-se-finanteze-cu-pana-la-1-mld-euro-sub-forma-de-obligatiuni-cum-vor-fi-utilizate-fondurile-si-cand-incep-emisiunile-de-obligatiuni-raspunde-omer-tetik-ceo-ul-celei","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=208516","title":{"rendered":"De ce vrea Banca Transilvania s\u0103 se finan\u0163eze cu p\u00e2n\u0103 la 1 mld. euro sub form\u0103 de obliga\u0163iuni, cum vor fi utilizate fondurile \u015fi c\u00e2nd \u00eencep emisiunile de obliga\u0163iuni? R\u0103spunde Omer Tetik, CEO-ul celei mai mari b\u0103nci din Rom\u00e2nia"},"content":{"rendered":"<p style=\"text-align: justify;\">\nBanca Transilvania (TLV), cea mai mare institu\u0163ie de credit din Rom\u00e2nia, are programat\u0103 pe 18 octombrie 2022 adunarea general\u0103 a ac\u0163ionarilor, printre care fonduri de pensii Pilon II, BERD, fonduri mutuale \u015fi al\u0163i investitori de calibru, pentru a aproba finan\u0163area cu p\u00e2n\u0103 la 1 mld. euro sub form\u0103 de obliga\u0163iuni prin mai multe emisiuni separate derulate pe o perioad\u0103 de maximum zece ani.<\/p>\n<p style=\"text-align: justify;\">\nAstfel ZF a trimis o solicitare c\u0103tre reprezentan\u0163ii b\u0103nci \u00een contextul \u00een care lichiditatea institu\u0163iei de credit dep\u0103\u015fe\u015fte soldul creditelor, dar \u015fi pentru a \u00eentreba c\u00e2nd \u00eencepe emisiunea de obliga\u0163iuni \u015fi care vor fi parametrii acesteia.<\/p>\n<p style=\"text-align: justify;\">\nR\u0103spunde \u00d6mer Tetik, CEO-ul b\u0103ncii cu o capitalizare bursier\u0103 de 13,3 mld. lei.<\/p>\n<p style=\"text-align: justify;\">\n\u201eBanca Transilvania este cel mai mare finan\u0163ator al economiei rom\u00e2ne\u015fti \u015fi are peste 20 de ani de experien\u0163\u0103 pe pia\u0163a de capital. Obiectivul nostru este s\u0103 sus\u0163inem \u00een continuare economia, prin finan\u0163area companiilor \u015fi a popula\u0163iei. Pentru asta avem nevoie de capital, iar obliga\u0163iunile pe care le supunem aprob\u0103rii \u00eendeplinesc \u015fi toate criteriile de eligilitate MREL. Practic, emisiunile fac parte din planul de cre\u015ftere al b\u0103ncii\u201d, spune \u00d6mer Tetik, CEO Banca Transilvania.<\/p>\n<p style=\"text-align: justify;\">\n<strong>1.<\/strong>&nbsp;&nbsp; <strong>De ce vrea TLV s<\/strong><strong>\u0103<\/strong><strong> emit<\/strong><strong>\u0103<\/strong><strong> obliga<\/strong><strong>\u0163<\/strong><strong>iuni, care este scopul finan<\/strong><strong>\u0163\u0103<\/strong><strong>rii? De ce acum?<\/strong><\/p>\n<p style=\"text-align: justify;\">\nPropunerea de emisiune de obliga\u0163iuni are la baz\u0103 o obliga\u0163ie legal\u0103 impus\u0103 b\u0103ncilor; \u00een acest sens, b\u0103ncile trebuie \u00een permanen\u0163\u0103 s\u0103 asigure o cerin\u0163\u0103 minim\u0103 de fonduri eligibile, \u00een vederea conform\u0103rii cu reglement\u0103rile legale existente la nivel intern \u015fi european. Aceast\u0103 cerin\u0163\u0103 impune men\u0163inerea continu\u0103 a unui nivel optim de fonduri eligibile MREL, fiind fundamentul pentru emisiunea de obliga\u0163iuni realizat\u0103 de c\u0103tre BT. Desigur, prin atragerea acestor finan\u0163\u0103ri, Banca Transilvania \u00ee\u015fi va continua strategia de business prin sus\u0163inerea economiei, companiilor \u015fi antreprenorilor.<\/p>\n<p style=\"text-align: justify;\">\n<strong>2.<\/strong>&nbsp;&nbsp; <strong>Ce fel de obliga<\/strong><strong>\u0163<\/strong><strong>iuni vor fi? Subordonate, garantate, convertibile? Ce garan<\/strong><strong>\u0163<\/strong><strong>ie vor avea? Se va men<\/strong><strong>\u0163<\/strong><strong>ine pe tot programul sau vor fi diferite aceste aspecte de la emisiune la emisiune?<\/strong><\/p>\n<p style=\"text-align: justify;\">\nBanca are \u00een vedere aprobarea unui proiect-cadru multianual de emisiuni de obliga\u0163iuni eligibile MREL, astfel \u00een vederea alinierii cu aceste standarde europene, instrumentele nu vor beneficia de garan\u0163ie. Obliga\u0163iunile emise nu vor putea s\u0103 fie convertite \u00een ac\u0163iuni la ini\u0163iativa obligatarilor. \u00cen func\u0163ie de aprobarea AGA, obliga\u0163iunile vor fi destinate strict investitorilor institu\u0163ionali, locali \u015fi interna\u0163ionali. Condi\u0163iile specifice vor fi comunicate cu fiecare tran\u015f\u0103 de emisiune pregatit\u0103, dup\u0103 ob\u0163inerea aprob\u0103rii AGA pentru proiectul cadru.<\/p>\n<p style=\"text-align: justify;\">\n<strong>3.<\/strong>&nbsp;&nbsp; <strong>C\u00e2nd vre<\/strong><strong>\u0163<\/strong><strong>i s<\/strong><strong>\u0103<\/strong><strong> realiza<\/strong><strong>\u0163<\/strong><strong>i prima emisiune, ce valoare, moned<\/strong><strong>\u0103<\/strong> <strong>\u015f<\/strong><strong>i scaden<\/strong><strong>\u0163\u0103<\/strong><strong>?<\/strong><\/p>\n<p style=\"text-align: justify;\">\nBanca inten\u0163ioneaz\u0103 ca prima emisiune s\u0103 fie realizat\u0103 \u00een ultima parte a acestui an sau \u00eenceputul anului viitor. Vom reveni cu detalii dup\u0103 AGA.<\/p>\n<p style=\"text-align: justify;\">\n<strong>4.<\/strong>&nbsp;&nbsp; <strong>A<\/strong><strong>\u0163<\/strong><strong>i selectat societ<\/strong><strong>\u0103\u0163<\/strong><strong>ile de intermediere care vor lucra la finan<\/strong><strong>\u0163\u0103<\/strong><strong>ri? Dac<\/strong><strong>\u0103<\/strong><strong> da, care sunt acestea?<\/strong><\/p>\n<p style=\"text-align: justify;\">\nBanca va ini\u0163ia discu\u0163ii cu mai mul\u0163i parteneri eligibili, care au reputa\u0163ia, experien\u0163a \u015fi istoricul relevant, \u00eens\u0103 \u00eenc\u0103 nu am luat o decizie. Desemnarea societ\u0103\u0163ii intermediare se va face \u00een func\u0163ie de aprobarea primit\u0103 \u00een cadrul AGA.<\/p>\n<p style=\"text-align: justify;\">\n<strong>5.<\/strong>&nbsp;&nbsp; <strong>De ce este nevoie s<\/strong><strong>\u0103<\/strong><strong> v<\/strong><strong>\u0103<\/strong><strong> \u00eemprumuta<\/strong><strong>\u0163<\/strong><strong>i <\/strong><strong>\u015f<\/strong><strong>i nu apela<\/strong><strong>\u0163<\/strong><strong>i la lichiditate? Depozitele sunt aproape duble fa<\/strong><strong>\u0163\u0103<\/strong><strong> de credite, \u00een cazul TLV. <\/strong><\/p>\n<p style=\"text-align: justify;\">\nBanca Transilvania \u00eenregistreaz\u0103 o pozi\u0163ie financiar\u0103, niveluri de lichiditate \u015fi capitalizare robuste \u015fi confortabile. Pe de alt\u0103 parte, \u00eendeplinirea cerin\u0163elor legale de datorii eligibile MREL (valabile la nivel european) nu se poate realiza cu depozitele popula\u0163iei, care sunt garantate de c\u0103tre FGDB. Emisiunile de obliga\u0163iuni prev\u0103zute \u00een planul cadru vor sus\u0163ine \u00eendeplinirea cerin\u0163elor MREL \u015fi finan\u0163area continu\u0103 a economiei \u015fi a oamenilor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banca Transilvania (TLV), cea mai mare institu\u0163ie de credit din Rom\u00e2nia, are programat\u0103 pe 18 octombrie 2022 adunarea general\u0103 a ac\u0163ionarilor, printre care fonduri de pensii Pilon II, BERD, fonduri mutuale \u015fi al\u0163i investitori de calibru, pentru a aproba finan\u0163area cu p\u00e2n\u0103 la 1 mld. euro sub form\u0103 de obliga\u0163iuni prin mai multe emisiuni separate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[237,246,8931,369],"class_list":["post-208516","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banca-transilvania","tag-crestere","tag-emisiune","tag-obligatiuni"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/208516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=208516"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/208516\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=208516"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=208516"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=208516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}