\nRom\u00e2nii \u015fi-au adaptat comportamentul financiar \u00een contextul cre\u015fterii accelerate a infla\u0163iei, a pre\u0163urilor \u015fi a tarifelor la utilit\u0103\u0163i din ultimele luni, aproape jum\u0103tate dintre ei (47%) reduc\u00e2ndu-\u015fi cheltuielile, arat\u0103 studiul \u201cMoney Matters\u201d 2022 realizat de Erste Group.<\/p>\n
\n\u00cen medie, rom\u00e2nii economisesc 351 lei pe lun\u0103, cu 42 de lei mai mult dec\u00e2t \u00een 2021. Totu\u015fi, doar 33% pun bani deoparte pentru b\u0103tr\u00e2ne\u0163e.<\/p>\n
\nMai mult de jum\u0103tate dintre ei, respectiv 64%, declar\u0103 c\u0103 au fost afecta\u0163i de infla\u0163ie, iar 38% cred c\u0103 situa\u0163ia lor financiar\u0103 s-a deteriorat \u00een ultimul an, procent dublu fa\u0163\u0103 de 2019.<\/p>\n
\nAtunci c\u00e2nd au nevoie de sfaturi despre economii \u015fi investi\u0163ii, 48% se bazeaz\u0103 pe familie \u015fi prieteni, iar 19% chiar pe informa\u0163iile din Social Media.<\/p>\n
\nPentru 61% dintre responden\u0163i educa\u0163ia financiar\u0103 intr\u0103 \u00een atribu\u0163iile \u015fcolii \u015fi ale altor instu\u0163ii de \u00eenv\u0103\u0163\u0103m\u00e2nt, 56% cred c\u0103 este responsabilitatea p\u0103rin\u0163ilor \u015fi a familiei, iar 45% o plaseaz\u0103 asupra b\u0103ncilor \u015fi altor institu\u0163ii financiare.<\/p>\n
\nPotrivit studiului, 77% dintre persoanele care au participat la cercetare au declarat c\u0103 str\u00e2ng bani pentru poten\u0163iale urgen\u0163e \u015fi cheltuieli neprev\u0103zute, \u00een timp ce 74% economisesc pentru a avea o rezerv\u0103, ambele motive \u00een cre\u015ftere cu 8 puncte procentuale fa\u0163\u0103 de anul trecut.<\/p>\n
\nCel mai mare avans \u00een r\u00e2ndul motivelor pentru care rom\u00e2nii pun bani deoparte \u00eel are \u00eens\u0103 dorin\u0163a de a investi \u00een educa\u0163ie \u015fi preg\u0103tire profesional\u0103, 25% indic\u00e2nd aceast\u0103 schimbare de mentalitate, cu 9% mai mult dec\u00e2t \u00een 2021.<\/p>\n
\n\u201cSchimbarea a fost mereu o constant\u0103 \u00een via\u0163a noastr\u0103, a rom\u00e2nilor, mai ales \u00een ultimii 30 de ani. Fie c\u0103 vorbim de schimbarea de regim din \u201989, tranzi\u0163ia spre economia de pia\u0163\u0103, aderarea la structurile euro-atlantice, criza financiar\u0103, pandemia, r\u0103zboiul de la grani\u0163e, schimb\u0103rile ne-au marcat permanent existen\u0163a. \u015ei ne-au insuflat o capacitate extraordinar\u0103 de rezilien\u0163\u0103 \u015fi adaptare. De-a lungul acestor ani, cel mai important imbold s-a dovedit a fi \u00eencrederea c\u0103 putem merge \u00eenainte, c\u0103 putem avea o via\u0163\u0103 mai bun\u0103 indiferent de provoc\u0103ri. Am \u00eenv\u0103\u0163at cu to\u0163ii, pe parcurs, c\u0103 ai nevoie \u00eentodeauna de un partener \u2013 personal, profesional sau financiar\u201d, a declarat Ionu\u0163 Stanimir, Director Marketing & Comunicare, BCR.<\/p>\n
\nStudiul Money Matters a fost realizat la cererea Erste Group \u015fi a vizat \u0163\u0103rile din Europa Central\u0103 \u015fi de Est \u2013 Austria, Ungaria, Croa\u0163ia, Cehia, Slovacia, Rom\u00e2nia \u015fi Serbia.<\/p>\n
\nCercetarea a avut loc \u00een lunile iunie \u015fi iulie 2022, pe un e\u015fantion de 507 de persoane, reprezentativ la nivelul popula\u0163iei bancabile, cu v\u00e2rsta de peste 15 ani.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Rom\u00e2nii \u015fi-au adaptat comportamentul financiar \u00een contextul cre\u015fterii accelerate a infla\u0163iei, a pre\u0163urilor \u015fi a tarifelor la utilit\u0103\u0163i din ultimele luni, aproape jum\u0103tate dintre ei (47%) reduc\u00e2ndu-\u015fi cheltuielile, arat\u0103 studiul \u201cMoney Matters\u201d 2022 realizat de Erste Group. \u00cen medie, rom\u00e2nii economisesc 351 lei pe lun\u0103, cu 42 de lei mai mult dec\u00e2t \u00een 2021. Totu\u015fi, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[82,246,11056,173],"class_list":["post-208466","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bani","tag-crestere","tag-financiar","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/208466","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=208466"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/208466\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=208466"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=208466"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=208466"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}