\nCele mai profitabile trei b\u0103nci mari au fost \u00een S1\/2022 BCR, Banca Transilvania \u015fi BRD-SocGen, cu c\u00e2\u015ftiguri cumulate de peste 2,5 mld. lei, adic\u0103 mai mult de jum\u0103tate din c\u00e2\u015ftigul total al sistemului. Iar dac\u0103 ad\u0103ug\u0103m \u015fi Raiffeisen \u015fi UniCredit \u015fi punem \u00eempreun\u0103 c\u00e2\u015ftigurile celor mai profitabile cinci b\u0103nci din Rom\u00e2nia se dep\u0103\u015fe\u015fte 3,5 mld. lei, adic\u0103 peste 75% din c\u00e2\u015ftigul total al sistemului rom\u00e2nesc.<\/p>\n
\nLider \u00een topul celor mai profitabile b\u0103nci mari a fost \u00een primul semestru din acest an BCR, a doua cea mai mare banc\u0103 dup\u0103 active, care a ob\u0163inut un profit net de peste 1 mld. lei, \u00een cre\u015ftere cu 51% fa\u0163\u0103 de S1\/2021.<\/p>\n
\nPe locul 2 \u00een topul b\u0103ncilor profitabile a fost Banca Transilvania, care conduce clasamentul institu\u0163iilor de credit dup\u0103 active, banca raport\u00e2nd un c\u00e2\u015ftig net de 907 mil. lei, cu 1% peste c\u00e2\u015ftigul din S1\/2021.<\/p>\n
\nPodiumul topului b\u0103ncilor mari profitabile este completat de BRD-SocGen, care a ob\u0163inut \u00een S1\/2022 un profit net de aproape 617 mil. lei, \u00een sc\u0103dere cu 2% fa\u0163\u0103 de rezultatul din S1\/2021.<\/p>\n
\nLocul 4 \u00een topul b\u0103ncilor profitabile din S1 \u00eei revine Raiffeisen Bank, a cincea banc\u0103 de pe pia\u0163a local\u0103 dup\u0103 active, care a \u00eenregistrat un profit net de 602 mil. lei, cu 50% peste c\u00e2\u015ftigul din S1\/2021.<\/p>\n
\nUniCredit Bank, subsidiara de pe pia\u0163a local\u0103 a grupului italian cu acela\u015fi nume, ocup\u0103 locul 5 \u00een topul profitabilit\u0103\u0163ii, \u00een con\u00addi\u0163iile \u00een care a raportat pentru S1\/2022 un profit net de circa 400 mil. lei (81 mil. euro), \u00een sc\u0103dere cu aproape 9% fa\u0163\u0103 de S1\/2021.<\/p>\n
\n\u00centregul sistem bancar, format din 34 de b\u0103nci, a \u00eencheiat S1\/2022 cu un profit record, de aproape 5 mld. lei, peste c\u00e2\u015ftigul din S1\/2021.<\/p>\n
\nC\u00e2\u015ftigurile mari ob\u0163inute de b\u0103nci au fost, \u00een general, corelate \u015fi cu ascensiunea credit\u0103rii \u015fi a economiei. \u00cen plus, \u00een acest an dob\u00e2nzile au intrat pe o pant\u0103 ascendent\u0103.<\/p>\n
\nEconomia a avt \u00een S1 un avans surprinz\u0103tor, de 5,8%. Creditul privat, cea mai important\u0103 surs\u0103 de finan\u0163are a economiei reale, a continuat s\u0103 creasc\u0103 \u00een S1\/2022, viteza medie de cre\u015ftere a \u00eemprumuturilor fiind de 16%.<\/p>\n","protected":false},"excerpt":{"rendered":"
B\u0103ncile mari au raportat pentru primul semestru (S1) din 2022 preponderent profituri \u00een cre\u015ftere fa\u0163\u0103 de S1\/2021, \u00een condi\u0163iile major\u0103rii credit\u0103rii \u015fi cre\u015fterii veniturilor odat\u0103 cu ascensiunea dob\u00e2nzilor, dup\u0103 saltul ROBOR, dar \u015fi ca urmare a sc\u0103derii costului riscurilor \u015fi a provizioanelor.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,518],"class_list":["post-207740","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-rezultate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/207740","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=207740"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/207740\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=207740"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=207740"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=207740"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}