{"id":207498,"date":"2022-08-23T08:33:44","date_gmt":"2022-08-23T08:33:44","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=207498"},"modified":"2022-08-23T08:33:44","modified_gmt":"2022-08-23T08:33:44","slug":"bancile-au-sarit-calul-cu-robor-si-au-facut-profit-record-de-aproape-5-miliarde-de-lei-in-s1-2022-16-era-rentabilitatea-capitalului-bancilor-roe-in-s1-2022","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=207498","title":{"rendered":"B\u0103ncile \u201eau s\u0103rit calul\u201c cu ROBOR \u015fi au f\u0103cut profit record de aproape 5 miliarde de lei \u00een S1\/2022. 16% era rentabilitatea capitalului b\u0103ncilor (ROE) \u00een S1\/2022"},"content":{"rendered":"

\n\u2666<\/span><\/span> Remarca guvernatorului BNR Mugur Is\u0103rescu c\u0103 b\u0103ncile au \u201es\u0103rit calul\u201c cu ROBOR a \u00eenceput s\u0103 se vad\u0103 \u00een cifrele privind c\u00e2\u015ftigul record al b\u0103ncilor din S1\/2022, de circa 5 mld. lei, \u015fi se va vedea \u015fi \u00een profitul b\u0103ncilor din trimestrul trei, c\u00e2nd ROBOR a explodat la 7% \u015fi apoi la 8%. \u2666<\/span><\/span> <\/strong><\/em>ROBOR la 3 luni mediu a fost de 4,6% \u00een S1\/2022 fa\u0163\u0103 de doar 1,6% \u00een S1\/2021ROBOR la 3 luni mediu a fost de 4,6% \u00een S1\/2022 fa\u0163\u0103 de doar 1,6% \u00een S1\/2021.<\/strong><\/em><\/p>\n

\nProfitul net la nivelul sistemului bancar rom\u00e2nesc a ajuns la sf\u00e2r\u015fitul lui S1\/2022 la un nou record, de aproape 5 mld. lei, \u00een cre\u015ftere cu circa 14% fa\u0163\u0103 de c\u00e2\u015ftigul raportat pentru S1\/2021, conform datelor preliminare ale BNR.<\/p>\n

\nAcesta a fost cel mai bun prim semestru din ultimii ani pentru b\u0103nci, dup\u0103 ce \u00een S1\/2021 c\u00e2\u015ftigul preliminar a fost de 4,2 mld. lei, \u00een S1\/2020 profitul b\u0103ncilor era de 2,8 mld. lei, apropiat de profitul din S1\/2019, de circa 2,77 mld. lei. Astfel, remarca guverna\u00adtorului BNR Mugur Is\u0103rescu c\u0103 b\u0103ncile au \u201es\u0103rit calul\u201c cu ROBOR a \u00eenceput s\u0103 se vad\u0103 \u00een cifrele privind c\u00e2\u015ftigul record al b\u0103ncilor din S1\/2022 \u015fi se vor vedea \u015fi \u00een profitul b\u0103ncilor din trimestrul al treilea, c\u00e2nd ROBOR a explodat la 7% \u015fi apoi la 8%.<\/p>\n

\n\"\"Dob\u00e2nzile \u00eencasate de b\u0103nci la credite reprezint\u0103 principala surs\u0103 de c\u00e2\u015ftig pentru institu\u0163iile de credit. \u00cen ultima perioad\u0103 dob\u00e2nzile la lei au sprintat puternic, \u00een condi\u0163iile \u00een care \u015fi infla\u0163ia a explodat, trec\u00e2nd \u00een iunie de 15%. Cre\u015fterea substan\u0163ial\u0103 a ROBOR \u00een ultima perioad\u0103, \u00een jurul a 8%, a m\u0103rit tensiunea celor care mai au credite la banc\u0103 cu dob\u00e2nda legat\u0103 de acest indice \u015fi a st\u00e2rnit critica guvernatorului BNR Mugur Is\u0103rescu, care a aten\u0163ionat c\u0103 ROBOR a dep\u0103\u015fit \u015fi dob\u00e2nda-cheie, \u015fi rata de creditare Lombard. Dob\u00e2nda-cheie a fost majorat\u0103 de BNR de mai multe ori \u00een ultimele \u015fedin\u0163e, fiind setat\u0103 la 3,75% \u00een luna mai, 4,75% \u00een luna iulie \u015fi 5,5% \u00een august.<\/p>\n

\nROBOR la 3 luni mediu a fost de 4,6% \u00een S1\/2022 fa\u0163\u0103 de doar 1,6% \u00een S1\/2021.<\/p>\n

\nRentabilitatea activelor (ROA) \u015fi rentabilitatea capitalului (ROE) erau la sf\u00e2r\u015fitul lui S1\/2022 de 1,45% \u015fi respectiv 16%, u\u015for peste nivelurile din S1\/2021. Av\u00e2nd \u00een vedere nivelul ROA \u015fi al activelor, reiese un profit de circa 4,8 mld. lei pentru sistemul bancar \u00een S1\/2022.<\/p>\n

\nBanca Transilvania, cea mai mare banc\u0103 dup\u0103 active, nu a anun\u0163at \u00eenc\u0103 rezultatele financiare pentru S1\/2022. Grupul BCR, care include a doua cea mai mare banc\u0103 de pe pia\u0163a local\u0103, a ob\u0163inut \u00een S1\/2022 un profit net de peste 1 mld. lei, \u00een cre\u015ftere cu 51% fa\u0163\u0103 de c\u00e2\u015ftigul din S1\/2021. Iar BRD-SocGen, a treia banc\u0103 din pia\u0163\u0103, a ob\u0163inut \u00een S1\/2022 un profit de 617 mil. lei, \u00een sc\u0103dere cu 2%, la venituri record de 1,6 mld. lei, mai mari cu 9%.<\/p>\n

\nCreditul privat, cea mai important\u0103 surs\u0103 de finan\u0163are a economiei reale, a continuat s\u0103 creasc\u0103 \u00een S1\/2022, viteza \u00eemprumuturilor acordate de b\u0103nci dep\u015find 15% \u00een fiecare lun\u0103, de\u015fi dob\u00e2nzile sunt pe o pant\u0103 de cre\u015ftere. Ritmul de majorare a creditelor a dep\u0103\u015fit \u015fi viteza de cre\u015ftere a depozitelor.<\/p>\n

\n\u00cen iunie, ritmul de cre\u015ftere a creditului privat a fost de 17,5%, cel mai rapid de dup\u0103 2009, soldul \u00eemprumuturilor urc\u00e2nd la 352,8 mld. lei. Ritmul mediu de cre\u015ftere a credit\u0103rii \u00een S1\/2022 a fost de 16%.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u2666 Remarca guvernatorului BNR Mugur Is\u0103rescu c\u0103 b\u0103ncile au \u201es\u0103rit calul\u201c cu ROBOR a \u00eenceput s\u0103 se vad\u0103 \u00een cifrele privind c\u00e2\u015ftigul record al b\u0103ncilor din S1\/2022, de circa 5 mld. lei, \u015fi se va vedea \u015fi \u00een profitul b\u0103ncilor din trimestrul trei, c\u00e2nd ROBOR a explodat la 7% \u015fi apoi la 8%. \u2666 ROBOR […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[52357,46409,185,33715,52358,7464,4638,17315,8037],"class_list":["post-207498","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-au-sarit-calul","tag-bancile","tag-bnr","tag-guvernatorul-bnr","tag-isarescuu","tag-mugur-isarescu","tag-profit","tag-robor","tag-sistem-bancar"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/207498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=207498"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/207498\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=207498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=207498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=207498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}