{"id":207348,"date":"2022-08-17T12:33:14","date_gmt":"2022-08-17T12:33:14","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=207348"},"modified":"2026-04-09T07:17:24","modified_gmt":"2026-04-09T07:17:24","slug":"dobanzile-interbancare-cresc-usor-indicele-robor-la-3-luni-cel-mai-folosit-indicator-pentru-credite-a-fost-cotat-miercuri-la-798","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=207348","title":{"rendered":"Dob\u00e2nzile interbancare cresc u\u015for: indicele ROBOR la 3 luni, cel mai folosit indicator pentru credite, a fost cotat miercuri la 7,98%"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat miercuri la 7,98%, \u00een cre\u015ftere cu dou\u0103 puncte baz\u0103 fa\u0163\u0103 de mar\u0163i, c\u00e2nd a fost cotat la 7,96%, arat\u0103 datele publicate de BNR.<\/p>\n<p>\nAcesta este primul semnal de cre\u015ftere dup\u0103 patru zile consecutive \u00een care evolu\u0163ia indicelui s-a \u00eenscris pe o pant\u0103 descendent, dup\u0103 ce guvernatorul BNR a ie\u015fit cu declara\u0163ia c\u0103 b\u0103ncile \u201eau s\u0103rit calul\u201c cu cre\u015fterea acestui indice.<\/p>\n<p>\nTot miercuri, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a crescut la 8,13% de la 8,12% mar\u0163i, \u00een timp ce indicele ROBOR la 12 luni, a fost cotat la 8,28% fa\u0163\u0103 de 8,27%<\/p>\n<p>\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ie \u015fi politica fiscal\u0103.<\/p>\n<p>\nIndicele ROBOR din pia\u0163a interbancar\u0103 evolueaz\u0103 \u00een general aproape de dob\u00e2nda de politic\u0103 monetar\u0103, \u00eens\u0103 \u00een ultimele 4-5 luni acesta s-a decuplat. ROBOR la 3 luni \u015fi la 6 luni, referin\u0163ele la creditele cu dob\u00e2nzi variabile luate de rom\u00e2ni p\u00e2n\u0103 \u00een luna mai 2019, au s\u0103rit peste 8%, \u00een timp ce \u00een iulie dob\u00e2nda-cheie a fost stabilit\u0103 la 4,75%, iar \u00een aceast\u0103 lun\u0103 a fost majorat\u0103 de BNR la 5,5%.<\/p>\n<p>\nAnali\u015ftii financiari din cadrul asocia\u0163iei CFA Rom\u00e2nia preconizeaz\u0103 c\u0103 indicele ROBOR la 3 luni va atinge 7,95% \u00een urm\u0103toarele 12 luni.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat miercuri la 7,98%, \u00een cre\u015ftere cu dou\u0103 puncte baz\u0103 fa\u0163\u0103 de mar\u0163i, c\u00e2nd a fost cotat la 7,96%, arat\u0103 datele publicate de BNR. Acesta este primul semnal de cre\u015ftere dup\u0103 patru zile [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,485,246,187,8337,32766,51729,25899],"class_list":["post-207348","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-credite","tag-crestere","tag-dobanzi","tag-evolutie","tag-folosire","tag-robor-la-trei-luni","tag-saritura"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/207348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=207348"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/207348\/revisions"}],"predecessor-version":[{"id":207368,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/207348\/revisions\/207368"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=207348"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=207348"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=207348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}