{"id":207197,"date":"2022-08-12T12:49:54","date_gmt":"2022-08-12T12:49:54","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=207197"},"modified":"2022-08-12T12:49:54","modified_gmt":"2022-08-12T12:49:54","slug":"robor-la-3-luni-mai-face-un-pas-in-spate-si-incheie-saptamana-la-798","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=207197","title":{"rendered":"ROBOR la 3 luni mai face un pas \u00een spate \u015fi \u00eencheie s\u0103pt\u0103m\u00e2na la 7,98%"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat vineri la 7,98%, \u00een sc\u0103dere fa\u0163\u0103 de joi, c\u00e2nd a fost cotat la 8,02%, arat\u0103 datele publicate de BNR.<\/p>\n<p>\nLa \u00eenceputul s\u0103pt\u0103m\u00e2nii, pe 8 august, indicele afisa valoarea de 8,14%, dar dup\u0103 ce guvernatorul BNR a ie\u015fit mar\u0163i cu declara\u0163ia c\u0103 b\u0103ncile \u201eau s\u0103rit calul\u201c cu cre\u015fterea acestui indice, valoarea ROBOR a \u00eenceput s\u0103 descresc\u0103 treptat.<\/p>\n<p>\nTot vineri, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a sc\u0103zut la 8,13% de la 8,19% joi, \u00een timp ce indicele &nbsp;ROBOR la 12 luni, a fost cotat la 8,27% fa\u0163\u0103 de 8,30%<\/p>\n<p>\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a, infla\u0163ia \u015fi politica fiscal\u0103.<\/p>\n<p>\nIndicele ROBOR din pia\u0163a interbancar\u0103 evolueaz\u0103 \u00een general aproape de dob\u00e2nda de politic\u0103 monetar\u0103, \u00eens\u0103 \u00een ultimele 4-5 luni acesta s-a decuplat. ROBOR la 3 luni \u015fi la 6 luni, referin\u0163ele la creditele cu dob\u00e2nzi variabile luate de rom\u00e2ni p\u00e2n\u0103 \u00een luna mai 2019, au s\u0103rit peste 8%, \u00een timp ce \u00een iulie dob\u00e2nda-cheie a fost stabilit\u0103 la 4,75%, iar \u00een aceast\u0103 lun\u0103 a fost majorat\u0103 de BNR la 5,5%.<\/p>\n<p>\nAnali\u015ftii financiari din cadrul asocia\u0163iei CFA Rom\u00e2nia preconizeaz\u0103 c\u0103 indicele ROBOR la 3 luni va atinge 7,95% \u00een urm\u0103toarele 12 luni.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat vineri la 7,98%, \u00een sc\u0103dere fa\u0163\u0103 de joi, c\u00e2nd a fost cotat la 8,02%, arat\u0103 datele publicate de BNR. La \u00eenceputul s\u0103pt\u0103m\u00e2nii, pe 8 august, indicele afisa valoarea de 8,14%, dar dup\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,485,187,10021,51729,8327],"class_list":["post-207197","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-credite","tag-dobanzi","tag-indice","tag-robor-la-trei-luni","tag-scadere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/207197","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=207197"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/207197\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=207197"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=207197"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=207197"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}