{"id":206778,"date":"2022-07-31T23:14:54","date_gmt":"2022-07-31T23:14:54","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=206778"},"modified":"2026-04-09T06:46:53","modified_gmt":"2026-04-09T06:46:53","slug":"peste-10-000-de-romani-cu-credite-prima-casa-au-cerut-schimbarea-indicelui-din-robor-in-ircc","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=206778","title":{"rendered":"Peste 10.000 de rom\u00e2ni cu credite Prima cas\u0103 au cerut schimbarea indicelui din ROBOR \u00een IRCC"},"content":{"rendered":"<p>\nPeste 10.000 de rom\u00e2ni cu credite Prima cas\u0103\/Noua cas\u0103 afecta\u0163i de cre\u015fterea costurilor de \u00eemprumut au solicitat \u00eencep\u00e2nd din mai 2022 modificarea modului de calcul al dob\u00e2nzilor prin schimbarea indicelui de referin\u0163\u0103 din ROBOR \u00een IRCC.<\/p>\n<p>\nIndicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de mai 2019, s-a apropiat de 8%, fa\u0163\u0103 de 3% \u00een ianuarie, \u00een timp ce noul indice IRCC (folosit la cre\u00additele luate dup\u0103 mai 2019) este 2,65%.<\/p>\n<p>\nCirca 9.300 din\u00adtre cererile de conversie a creditelor Prima cas\u0103\/Noua cas\u0103 de la refe\u00adrin\u0163a ROBOR la IRCC sunt deja apro\u00adbate, iar 800 sunt \u00een lucru, sus\u0163ine Fondul Na\u0163ional de Garantare a Credi\u00adtelor pentru IMM-uri, scrie ZF.<\/p>\n<p>\nCea mai mare pondere a debito\u00adrilor cu credite legate de ROBOR, de peste 70%, este la cei cu ipotecare Prima cas\u0103, peste 161.000 de debitori.<\/p>\n<p>\nCumulat, aproape 490.000 de debitori, cumulat, au credite ipotecare standard, credite ipotecare Prima cas\u0103 \u015fi credite de consum legate de ROBOR.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Peste 10.000 de rom\u00e2ni cu credite Prima cas\u0103\/Noua cas\u0103 afecta\u0163i de cre\u015fterea costurilor de \u00eemprumut au solicitat \u00eencep\u00e2nd din mai 2022 modificarea modului de calcul al dob\u00e2nzilor prin schimbarea indicelui de referin\u0163\u0103 din ROBOR \u00een IRCC. Indicele ROBOR la 3 luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de mai 2019, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,12242,17315],"class_list":["post-206778","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-prima-casa","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=206778"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206778\/revisions"}],"predecessor-version":[{"id":206804,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206778\/revisions\/206804"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=206778"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=206778"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=206778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}