{"id":206716,"date":"2022-07-27T13:48:08","date_gmt":"2022-07-27T13:48:08","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=206716"},"modified":"2022-07-27T13:48:08","modified_gmt":"2022-07-27T13:48:08","slug":"guvernul-a-aprobat-miercuri-normele-metodologice-pentru-amanarea-ratelor-bancare-pe-o-perioada-de-pana-la-noua-luni","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=206716","title":{"rendered":"Guvernul a aprobat miercuri normele metodologice pentru am\u00e2narea ratelor bancare pe o perioad\u0103 de p\u00e2n\u0103 la nou\u0103 luni"},"content":{"rendered":"<p>\nGuvernul a aprobat \u00een \u015fedin\u0163a de miercuri normele metodologice ale actului normativ care d\u0103 posibilitatea am\u00e2n\u0103rii pl\u0103\u0163ii ratelor pe o perioad\u0103 de p\u00e2n\u0103 la nou\u0103 luni, a anun\u0163at ministrul Finan\u0163elor Adrian C\u00e2ciu.<\/p>\n<p>\nPrevederile se adreseaz\u0103 persoanelor juridice \u015fi fizice afectate de criz\u0103.<\/p>\n<p>\nDebitorii trebuie s\u0103 prezinte b\u0103ncii o declara\u0163ie pe propria r\u0103spundere cu privire la faptul c\u0103 au \u00eenregistrat o cre\u015ftere cu minimum 25% a cheltuielilor medii lunare, ca urmare a cre\u015fterii pre\u0163urilor \u00een contextul crizei actuale, \u00een ultimele 3 luni anterioare solicit\u0103rii suspend\u0103rii obliga\u0163iilor de plat\u0103 comparativ cu perioada similar\u0103 a anului 2021.<\/p>\n<p>\nPentru debitorii persoane juridice se prevede prezentarea unei declara\u0163ii pe propria r\u0103spundere privind afectarea, \u00een sensul sc\u0103derii, cu minimum 25%, a mediei rezultatelor lunare pe ultimele 3 luni anterioare solicit\u0103rii suspend\u0103rii obliga\u0163iilor de plat\u0103 comparativ cu perioada similar\u0103 a anului 2021.<\/p>\n<p>\n\u00cen situa\u0163ia debitorilor care nu au o perioad\u0103 similar\u0103 de raportare \u00een anul 2021, fiind \u00eenfiin\u0163a\u0163i cu mai pu\u0163in de un an \u00een urm\u0103, analiza se va realiza prin raportare la media rezultatelor de la \u00eenfiin\u0163are, privind angajamentul de a nu distribui\/pl\u0103\u0163i dividende \u015fi de a nu acorda sau rambursa credite c\u0103tre ac\u0163ionari pe perioada aplic\u0103rii facilit\u0103\u0163ii de am\u00e2nare la plat\u0103 cu excep\u0163ia \u00eentreprinderilor publice a\u015fa cum sunt definite \u00een Ordonan\u0163a de urgen\u0163\u0103 nr. 109\/2011.<\/p>\n<p>\nCreditorii trebuie s\u0103 se asigure c\u0103 respectivii debitori nu au \u00eenregistrat incidente de plat\u0103 la Centrala Incidentelor de Pl\u0103\u0163i.<\/p>\n<p>\nDob\u00e2nzile am\u00e2nate vor fi capitalizate la soldul creditului existent la finele perioadei de suspendare, singura excep\u0163ie prev\u0103zut\u0103 fiind pentru dob\u00e2nzile am\u00e2nate la plat\u0103 aferente creditelor ipotecare acordate persoanelor fizice prin programul Noua Cas\u0103.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Guvernul a aprobat \u00een \u015fedin\u0163a de miercuri normele metodologice ale actului normativ care d\u0103 posibilitatea am\u00e2n\u0103rii pl\u0103\u0163ii ratelor pe o perioad\u0103 de p\u00e2n\u0103 la nou\u0103 luni, a anun\u0163at ministrul Finan\u0163elor Adrian C\u00e2ciu. <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[4551,8443],"class_list":["post-206716","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-amanare","tag-rate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206716","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=206716"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206716\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=206716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=206716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=206716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}