\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat luni la 7,51%, \u00een urcare cu 15 puncte baz\u0103 fa\u0163\u0103 de vineri, c\u00e2nd a fost cotat la 7,36%, arat\u0103 datele publicate de BNR.<\/p>\n
\nDe la \u00eenceputul lunii, c\u00e2nd Robor la trei luni a \u00eenregistrat valoarea de 6,47%, indicele s-a majorat cu 16%.<\/p>\n
\nTot luni, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a atins 7,66% de la 7,54% vineri, \u00een timp ce indicele ROBOR la 12 luni, care reprezint\u0103 rata dob\u00e2nzii pl\u0103tit\u0103 la creditele \u00een lei atrase de b\u0103ncile comerciale de la alte b\u0103nci comerciale pentru o perioad\u0103 de 12 luni, a urcat la 7,73% de la 7,68%.<\/p>\n
\nROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele, \u00een lei. Evolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a, infla\u0163ia \u015fi politica fiscal\u0103.<\/p>\n
\nIndicele IRCC, folosit acum de b\u0103nci pentru calcularea dob\u00e2nzilor la creditele noi luate \u00eencep\u00e2nd din prim\u0103vara lui 2019, este cotat la 2,65% pentru T1\/2022.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat luni la 7,51%, \u00een urcare cu 15 puncte baz\u0103 fa\u0163\u0103 de vineri, c\u00e2nd a fost cotat la 7,36%, arat\u0103 datele publicate de BNR. De la \u00eenceputul lunii, c\u00e2nd Robor la trei luni […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,185,485,7458,187,17315],"class_list":["post-206658","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bnr","tag-credite","tag-dobanda","tag-dobanzi","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206658","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=206658"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206658\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=206658"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=206658"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=206658"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}