{"id":206654,"date":"2022-07-25T09:24:52","date_gmt":"2022-07-25T09:24:52","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=206654"},"modified":"2022-07-25T09:24:52","modified_gmt":"2022-07-25T09:24:52","slug":"cursa-majorarilor-dobanzilor-la-depozite-continua-bancile-mari-au-ajuns-sa-bonifice-dobanzi-la-depozitele-populatiei-in-lei-de-6-sau-chiar-7-pe-scadente-de-peste-1-an-fata-de-acum-trei-patru-luni-c","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=206654","title":{"rendered":"Cursa major\u0103rilor dob\u00e2nzilor la depozite continu\u0103. B\u0103ncile mari au ajuns s\u0103 bonifice dob\u00e2nzi la depozitele popula\u0163iei \u00een lei de 6% sau chiar 7% pe scaden\u0163e de peste 1 an, fa\u0163\u0103 de acum trei-patru luni, c\u00e2nd ofereau p\u00e2n\u0103 la 3%"},"content":{"rendered":"<p>\n<em><strong><span style=\"color:#b22222;\"><span style=\"color:#b22222;\">\u2666<\/span><\/span> B\u0103ncile mari au ajuns la dob\u00e2nzi \u015fi de 7%, dar \u00een multe cazuri dob\u00e2nzile mari la depozite vin ca oferte promo\u0163ionale, fie pe o perioad\u0103 limitat\u0103, fie dac\u0103 sunt \u00eendeplinite anumite criterii <span style=\"color:#b22222;\"><span style=\"color:#b22222;\">\u2666<\/span><\/span> Folosind aceast\u0103 strategie, b\u0103ncile pot reveni la o dob\u00e2nd\u0103 mai mic\u0103 la depozite dup\u0103 expirarea promo\u0163iei, dar depinde \u015fi de evolu\u0163ia infla\u0163iei, care trece de 15%.<\/strong><\/em><\/p>\n<p>\nCele mai mari 5 b\u0103nci dup\u0103 active din Rom\u00e2nia au operat \u00een luna iulie noi major\u0103ri ale dob\u00e2nzilor la depozitele popula\u0163iei \u00een lei, ajung\u00e2nd la 7% pe scaden\u0163e mai mari de 12 luni, \u00eens\u0103 \u00een unele cazuri aceste oferte sunt de fapt promo\u0163ii care au termen de valabilitate limitat.<\/p>\n<p>\nPe scaden\u0163a de 1 lun\u0103, Banca Transilvania ofer\u0103 o dob\u00e2nd\u0103 la depozitele la termen pentru popula\u0163ie de 4,75%, \u00een timp ce alte b\u0103nci care nu se afl\u0103 \u00een top 5 sau top 10 cele mai mari de pe pia\u0163a local\u0103, precum TBI Bank, ofer\u0103 o dob\u00e2nd\u0103 \u015fi de 6% la scaden\u0163a de 1 lun\u0103.<\/p>\n<p>\nPentru depozitele retail \u00een lei cu scaden\u0163a de 3 luni, Banca Transilvania porne\u015fte la drum cu o dob\u00e2nd\u0103 de 5%, la fel ca BRD, ING Bank de 3,5% ( dar \u00een acela\u015fi timp are un produs promo\u0163ional pe 4 luni cu dob\u00e2nd\u0103 6%), iar Raiffeisen Bank se duce la 5,5%.<\/p>\n<p>\n\u00cen ceea ce prive\u015fte scaden\u0163a la 6 luni, Banca Transilvania ofer\u0103 la depozitele \u00een lei ale rom\u00e2nilor o dob\u00e2nd\u0103 de 5,5%, ca \u015fi BRD, \u00een timp ce ING Bank bonific\u0103 4%.<\/p>\n<p>\nPentru scaden\u0163a pe 12 luni, Banca Transilvania se duce cu dob\u00e2nda la 6%, la fel ca BRD, BCR ofer\u0103 5,8%, din care 1,3% este bonus care implic\u0103 anumite condi\u0163ii pentru clien\u0163ii care vor s\u0103 constituie depozite, dob\u00e2nda standard fiind de 4,5%, ING Bank se duce la 6%, iar Raiffeisen Bank pu\u0163in peste, adic\u0103 6,5%.<\/p>\n<p>\nDe\u015fi principalele cinci b\u0103nci din Rom\u00e2nia dup\u0103 active se duc cu dob\u00e2nzile p\u00e2n\u0103 la 7% pe scaden\u0163e mai mari de 12 luni, alte b\u0103nci, precum TBI Bank, au oferte la dob\u00e2nzile depozitelor pentru popula\u0163ie care \u00eencep de la 6% pentru cea mai mic\u0103 scaden\u0163\u0103, respectiv 1 lun\u0103, ajung\u00e2nd la 7% pentru 6 luni, 9% pentru 12 luni \u015fi 10% pentru 60 de luni.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cele mai mari 5 b\u0103nci dup\u0103 active din Rom\u00e2nia au operat \u00een luna iulie noi major\u0103ri ale dob\u00e2nzilor la depozitele popula\u0163iei \u00een lei, ajung\u00e2nd la 7% pe scaden\u0163e mai mari de 12 luni, \u00eens\u0103 \u00een unele cazuri aceste oferte sunt de fapt promo\u0163ii care au termen de valabilitate limitat.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,52188,439,52186,184,52185,52187,8037],"class_list":["post-206654","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bonificare","tag-depozite","tag-depozitele-populatiei","tag-inflatie","tag-majorarea-dobanzilor","tag-scadente","tag-sistem-bancar"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=206654"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206654\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=206654"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=206654"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=206654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}