{"id":206492,"date":"2022-07-18T09:00:00","date_gmt":"2022-07-18T09:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=206492"},"modified":"2022-07-18T09:00:00","modified_gmt":"2022-07-18T09:00:00","slug":"intrebarea-saptamanii-ce-putem-face-pentru-a-minimiza-efectele-crizei","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=206492","title":{"rendered":"\u200b\u00centrebarea s\u0103pt\u0103m\u00e2nii: Ce putem face pentru a minimiza efectele crizei?"},"content":{"rendered":"<p>\nPre\u0163urile cresc galopant \u015fi, cu toate c\u0103 3\/4 dintre companiile locale respondente la Barometrul de HR realizat de PwC Rom\u00e2nia au ajustat sau vor ajusta salariile cu infla\u0163ia sau cu un procent situat \u00eentre infla\u0163ie \u015fi cre\u015fterea planificat\u0103 ini\u0163ial, incertitudinea domin\u0103 pia\u0163a. Ce putem face pentru a pre\u00eent\u00e2mpina schimb\u0103rile economice care ne afecteaz\u0103 traiul?<\/p>\n<p>\nCei de la Investopedia recomand\u0103 zece pa\u015fi pe care \u00eei po\u0163i urma pentru ca o eventual\u0103 criz\u0103 financiar\u0103 (pe care o tr\u0103im deja, de altfel) s\u0103 nu te prind\u0103 nepreg\u0103tit: maximizarea economiilor \u00een lichidit\u0103\u0163i, analizarea cheltuielilor lunare \u00een vederea stabilirii bugetului necesar \u00een caz de urgen\u0163\u0103, minimizarea facturilor lunare (limitarea timpului de utilizare a electrocasnicelor, de pild\u0103) \u015fi administrarea atent\u0103 a acestora, identificarea unor surse care ar putea s\u0103 ajute \u00een economisire (folosirea milelor de c\u0103l\u0103torie \u00een locul banilor pentru a cump\u0103ra bilete de avion, a cardurilor cadou neutilizate etc.), \u00eenchiderea datoriilor de pe cardul de credit \u015fi negocierea unei oferte mai bune pentru acesta, identificarea unor extra surse de venit (v\u00e2nzarea unor bunuri nefolosite, contracte \u00een regim de freelancing \u015famd), schimbarea asigur\u0103rii cu una mai rentabil\u0103 \u015fi p\u0103strarea bunurilor (cas\u0103, ma\u015fin\u0103 \u015fi nu numai) \u00een condi\u0163ii optime.<\/p>\n<p>\n<strong>Tu cum \u0163i-ai ajustat cheltuielile \u00een ultimul timp?<\/strong><\/p>\n<p>\n<img decoding=\"async\" alt=\"\" src=\"http:\/\/storage0.dms.mpinteractiv.ro\/media\/401\/341\/5531\/21009233\/2\/andra-nou.jpg?height=734&#038;width=620\" style=\"width: 620px; height: 734px;\" \/><\/p>\n<p>\n<strong>A\u015ftept\u0103m r\u0103spunsurile voastre pe adresa andra.stroe@businessmagazin.ro.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pre\u0163urile cresc galopant \u015fi, cu toate c\u0103 3\/4 dintre companiile locale respondente la Barometrul de HR realizat de PwC Rom\u00e2nia au ajustat sau vor ajusta salariile cu infla\u0163ia sau cu un procent situat \u00eentre infla\u0163ie \u015fi cre\u015fterea planificat\u0103 ini\u0163ial, incertitudinea domin\u0103 pia\u0163a. Ce putem face pentru a pre\u00eent\u00e2mpina schimb\u0103rile economice care ne afecteaz\u0103 traiul? Cei [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510,512],"tags":[48404,283,36294,8252,12914,184,34],"class_list":["post-206492","post","type-post","status-publish","format-standard","hentry","category-actualitate","category-revista-bm","tag-andra-stroe","tag-cheltuieli","tag-efectele-crizei","tag-hr","tag-incertitudine","tag-inflatie","tag-salarii"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206492","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=206492"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206492\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=206492"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=206492"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=206492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}