\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat joi la 7,05%, \u00een cre\u015ftere fa\u0163\u0103 de miercuri, c\u00e2nd indicele a atins 6,99%.<\/p>\n
\nLa \u00eenceputul lunii iulie, indicele ROBOR la 3 luni era cotat la 6,47%, \u00een timp ce la \u00eenceputul lunii iunie acesta era cotat la 5,99%.<\/p>\n
\nIndicele ROBOR la 3 luni a \u00eenceput anul 2022 la 3,02%. Cre\u015fterea indicelui la nivelul actual a \u00eenceput \u00een data de 24 februarie, c\u00e2nd Rusia de declarat r\u0103zboi Ucrainei, moment \u00een care indicele a crescut de la 3,56% \u00een data de 23 februarie 2022 la 3,61% \u00een data de 24 februarie 2022.<\/p>\n
\nDin acel moment, indicele ROBOR la 3 luni a avut un trend ascendent destul de abrupt p\u00e2n\u0103 \u00een ziua de ast\u0103zi c\u00e2nd era cotat la 7,05%.<\/p>\n
\nROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele, \u00een lei.<\/p>\n
\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ia \u015fi politica fiscal\u0103. S\u0103pt\u0103m\u00e2na trecut\u0103 BNR a decis s\u0103 majoreze dob\u00e2nda-cheie de la 3,75% la 4,75%, precum \u015fi rata dob\u00e2nzii pentru facilitatea de creditare (Lombard) la 5,75% pe an. Indicele IRCC, folosit acum de b\u0103nci pentru calcularea dob\u00e2nzilor la creditele noi luate \u00eencep\u00e2nd din prim\u0103vara lui 2019, este cotat la 2,65% pe baza datelor dinT1\/2022. <\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat joi la 7,05%, \u00een cre\u015ftere fa\u0163\u0103 de miercuri, c\u00e2nd indicele a atins 6,99%. La \u00eenceputul lunii iulie, indicele ROBOR la 3 luni era cotat la 6,47%, \u00een timp ce la \u00eenceputul lunii […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,342,485,7458,16852,8790,8316,173],"class_list":["post-206372","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-continuare","tag-credite","tag-dobanda","tag-implicare","tag-politica-monetara","tag-reducere","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206372","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=206372"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206372\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=206372"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=206372"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=206372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}