{"id":206297,"date":"2022-07-12T12:33:53","date_gmt":"2022-07-12T12:33:53","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=206297"},"modified":"2022-07-12T12:33:53","modified_gmt":"2022-07-12T12:33:53","slug":"robor-la-3-luni-tot-mai-aproape-de-pragul-de-7-marti-indicele-a-fost-cotat-la-693","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=206297","title":{"rendered":"Robor la 3 luni, tot mai aproape de pragul de 7%: mar\u0163i, indicele a fost cotat la 6,93%"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat mar\u0163i la 6,93%, \u00een urcare cu \u015fase puncte baz\u0103 fa\u0163\u0103 de \u00eenceputul s\u0103pt\u0103m\u00e2nii, c\u00e2nd a fost cotat la 6,87%, arat\u0103 datele publicate de BNR.<\/p>\n<p>\nTot ast\u0103zi, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a atins valoarea de 7,12% de la 7,06% luni, \u00een timp ce indicele ROBOR la 12 luni, care reprezint\u0103 rata dob\u00e2nzii pl\u0103tit\u0103 la creditele \u00een lei atrase de b\u0103ncile comerciale de la alte b\u0103nci comerciale pentru o perioad\u0103 de 12 luni, a urcat la 7,28% de la 7,24%.<\/p>\n<p>\nROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele \u00een lei.<\/p>\n<p>\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163\u0103, infla\u0163ia \u015fi politica fiscal\u0103.<\/p>\n<p>\nS\u0103pt\u0103m\u00e2na trecut\u0103, BNR a majorat dob\u00e2nda-cheie de la 3,75% la 4,75%, precum \u015fi rata dob\u00e2nzii pentru facilitatea de creditare (Lombard) la 5,75% pe an.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat mar\u0163i la 6,93%, \u00een urcare cu \u015fase puncte baz\u0103 fa\u0163\u0103 de \u00eenceputul s\u0103pt\u0103m\u00e2nii, c\u00e2nd a fost cotat la 6,87%, arat\u0103 datele publicate de BNR. Tot ast\u0103zi, indicele ROBOR la 6 luni, utilizat [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,185,485,7458,9980,52084],"class_list":["post-206297","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bnr","tag-credite","tag-dobanda","tag-rata","tag-robor-la-3-luni"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=206297"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206297\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=206297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=206297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=206297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}