\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat joi, 7 iulie, la 6,76% valoare \u00een cre\u015ftere fa\u0163\u0103 de cea \u00eenregistrat\u0103 \u00een ziua precedent\u0103, c\u00e2nd a afi\u015fat o cota\u0163ie de 6,63%.<\/p>\n
\nSaltul dob\u00e2nzilor interbancare vine dup\u0103 ce BNR a decis miercuri s\u0103 majoreze dob\u00e2nda-cheie de la 3,75% la 4,75%, precum \u015fi rata dob\u00e2nzii pentru facilitatea de creditare (Lombard) la 5,75% pe an.<\/p>\n
\nDe la \u00eenceputul anului, c\u00e2nd indicele a fost cotat la 3,02%, cre\u015fterea este de aproape 124%, potrivit calculelor ZF pe baza datelor de la BNR.<\/p>\n
\nTot joi, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a crescut la 6,90% de la 6,76% miercuri, \u00een timp ce indicele ROBOR la 12 luni, care reprezint\u0103 rata dob\u00e2nzii pl\u0103tit\u0103 la creditele \u00een lei atrase de b\u0103ncile comerciale de la alte b\u0103nci comerciale pentru o perioad\u0103 de 12 luni, a atins 7,07% \u00een cre\u015ftere de la 6,88% \u00een ziua anterioar\u0103.<\/p>\n
\nROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele, \u00een lei.<\/p>\n
\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a, infla\u0163ia \u015fi politica fiscal\u0103.<\/p>\n
\nPotrivit actualelor evalu\u0103ri ale BNR, rata anual\u0103 a infla\u0163iei va continua s\u0103 creasc\u0103 p\u00e2n\u0103 la mijlocul trimestrului al treilea, sub impactul \u015focurilor pe partea ofertei, dar \u00eentr-un ritm vizibil \u00eencetinit, urc\u00e2nd astfel moderat peste valorile prognozate \u00een luna mai pe orizontul scurt de timp.<\/p>\n
\n\u00cen perspectiv\u0103, mi\u015fcarea BNR de majorare a dob\u00e2nzii-cheie va antrena cre\u015fterea dob\u00e2nzilor pe pia\u0163a interbancar\u0103 \u015fi la credite, \u015fi cu o oarecare \u00eent\u00e2rziere \u015fi la depozite, dac\u0103 bancherii urmeaz\u0103 strategiile de p\u00e2n\u0103 acum.<\/p>\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat joi, 7 iulie, la 6,76% valoare \u00een cre\u015ftere fa\u0163\u0103 de cea \u00eenregistrat\u0103 \u00een ziua precedent\u0103, c\u00e2nd a afi\u015fat o cota\u0163ie de 6,63%. Saltul dob\u00e2nzilor interbancare vine dup\u0103 ce BNR a decis miercuri […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,246,9805,51358,9287],"class_list":["post-206128","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-crestere","tag-dobanda-cheie","tag-indicele-robor","tag-majorare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=206128"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/206128\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=206128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=206128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=206128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}