{"id":205943,"date":"2022-07-01T12:52:42","date_gmt":"2022-07-01T12:52:42","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=205943"},"modified":"2026-04-09T06:02:27","modified_gmt":"2026-04-09T06:02:27","slug":"ce-banci-conduc-in-topul-sectorului-bancar","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=205943","title":{"rendered":"Ce b\u0103nci conduc \u00een topul sectorului bancar"},"content":{"rendered":"

\nTopul b\u0103ncilor \u00een func\u0163ie de valoarea activelor era condus la finele lui 2021 de Banca Transilvania, cu 125 miliarde lei, reprezent\u00e2nd 19,5% din activele totale ale sectorului bancar, urmat\u0103 de BCR, cu 89 miliarde lei \u015fi o cot\u0103 de 13,9%, \u015fi BRD, cu 67 miliarde lei \u015fi o pondere de 10,4%, arat\u0103 raportul publicat vineri de BNR.<\/p>\n

\nPrimele zece locuri din clasament sunt completate de ING Bank, cu 59,3 mld.lei (9,27% din total), Raiffeisen Bank, cu 59 mld.lei (9,25%), CEC Bank, cu active de 50,6 mld.lei( 7,92%), UniCredit Bank cu 50,1 mld.lei(7,84%), urmate la distan\u0163\u0103 mare de Alpha Bank, cu active de 18,8 mld.lei (2,94%), OTP Bank, cu 18,4 mld.lei (2,89%) \u015fi Eximbank, cu 14,7 mld. Lei (2,30%).<\/p>\n

\nPotrivit BNR, cele 34 de institu\u0163ii de credit analizate aveau la finalul anului trecut un active net bilan\u0163ier de 639 miliarde lei, din care b\u0103ncile cu capital majoritar rom\u00e2nesc reprezint\u0103 31,8%, cele cu capital majoritar strain 56%, iar sucursalele unor institu\u0163ii de credit str\u0103ine 12%.<\/p>\n

\nAstfel, cota de pia\u0163\u0103 a institu\u0163iilor de credit cu capital majoritar privat rom\u00e2nesc s-a majorat de la 18,9% \u00een 2020 la 20,4% \u00een 2021, iar cota celor cu capital majoritar de stat a crescut de la 10,6% la 11,4%.<\/p>\n

\n\"\"<\/a><\/p>\n

\nAnul trecut, re\u0163eaua teritorial\u0103 a b\u0103ncilor a continuat trendul de restr\u00e2ngere, 181 de sucursale \u015fi agen\u0163ii bancare fiind \u00eenchise, \u00een timp ce num\u0103rul salaria\u0163ilor din sistem s-a redus cu 1.011 persoane.<\/p>\n

\nSistemul bancar s-a men\u0163inut profitabil, rezultatul financiar fiind superior celui din anul anterior, ponderea institu\u0163iilor de credit care au \u00eencheiat anul 2021 pe plus fiind de 76%, fa\u0163\u0103 de 59% 2020<\/p>\n

\nPotrivit BNR, au fost identificate 8 institu\u0163ii de credit de importan\u0163\u0103 sistemic\u0103, respective Banca Comercial\u0103 Rom\u00e2n\u0103, Raiffeisen Bank S.A., Banca Transilvania S.A., CEC Bank S.A., UniCredit Bank S.A., BRD \u2212 Groupe Soci\u00e9t\u00e9 G\u00e9n\u00e9rale S.A., Alpha Bank Rom\u00e2nia S.A., OTP Bank Rom\u00e2nia S.A.). \u00cencep\u00e2nd cu 1 ianuarie 2022, \u00een baza evalu\u0103rii efectuate pe datele raportate la 30 iunie 2021, la acestea se mai adaug\u0103 \u015fi Eximbank.<\/p>\n

\nProfitabilitatea sectorului bancar a r\u0103mas ridicat\u0103 \u015fi pe parcursul anului 2021, \u00eenregistr\u00e2nd la finele anului un profit record, \u00een suma de 8,16 miliarde lei, 26 de institu\u0163ii de credit dintre cele 34 consemn\u00e2nd rezultate financiare pozitive. Institu\u0163iile de credit cu profit au ob\u0163inut un rezultat pozitiv \u00een sum\u0103 total\u0103 de 8,31 miliarde lei, iar cele cu pierdere au consemnat un rezultat negativ de 150,1 milioane lei.<\/p>\n

\n <\/p>\n","protected":false},"excerpt":{"rendered":"

Topul b\u0103ncilor \u00een func\u0163ie de valoarea activelor era condus la finele lui 2021 de Banca Transilvania, cu 125 miliarde lei, reprezent\u00e2nd 19,5% din activele totale ale sectorului bancar, urmat\u0103 de BCR, cu 89 miliarde lei \u015fi o cot\u0103 de 13,9%, \u015fi BRD, cu 67 miliarde lei \u015fi o pondere de 10,4%, arat\u0103 raportul publicat vineri […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[9323,7736,76,161],"class_list":["post-205943","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-active","tag-credit","tag-institutii","tag-miliarde"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205943","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=205943"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205943\/revisions"}],"predecessor-version":[{"id":205971,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205943\/revisions\/205971"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=205943"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=205943"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=205943"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}