\n JPMorgan Chase, Bank of America \u015fi Citigroup au fost lovite de cerin\u0163e de capital mai mari din partea Rezervei Federale, \u00een urma testelor de stres ale b\u0103ncii centrale care au sondat capacitatea creditorilor de a face fa\u0163\u0103 unei recesiuni severe.<\/p>\n
\nNoile cerin\u0163e pentru cele mai mari trei b\u0103nci americane \u00een func\u0163ie de active sunt mai mari dec\u00e2t se a\u015fteptau anali\u015ftii \u00eenainte de testele de stres de s\u0103pt\u0103m\u00e2na trecut\u0103 \u015fi ar putea limita cantitatea de capital pe care b\u0103ncile o pot folosi pentru a-\u015fi r\u0103scump\u0103ra propriile ac\u0163iuni.<\/p>\n
\n\u00cen declara\u0163iile de luni, b\u0103ncile au precizat c\u0103 cerin\u0163ele impuse de Fed pentru ratele de capital de rang 1 (CET1) \u00een raport cu activele ponderate \u00een func\u0163ie de risc vor cre\u015fte cu aproximativ un punct procentual \u00eentreg \u00eencep\u00e2nd cu luna octombrie. A\u015fa-numita rat\u0103 CET1 este un punct de referin\u0163\u0103 crucial pentru soliditatea financiar\u0103.<\/p>\n
\nNoua cerin\u0163\u0103 CET1 a JPMorgan este de 12%, de la 11,2%, \u00een timp ce cerin\u0163a BofA va cre\u015fte la aproximativ 10,5% de la 9,5%, iar cea a Citi va cre\u015fte la 11,5% de la 10,5%.<\/p>\n
\nJPMorgan a precizat c\u0103 consiliul s\u0103u de administra\u0163ie inten\u0163ioneaz\u0103 s\u0103 lase neschimbat dividendul trimestrial actual al ac\u0163iunilor ordinare la 1 dolar pe ac\u0163iune pentru al treilea trimestru “av\u00e2nd \u00een vedere cerin\u0163ele viitoare mai mari de capital”. <\/p>\n
\n\u00cen plus fa\u0163\u0103 de cerin\u0163ele mai mari de capital, JPMorgan \u015fi Citi, al\u0103turi de Goldman Sachs, vor fi supuse, de asemenea, unei supratax\u0103ri suplimentare de 50 de puncte de baz\u0103 la cerin\u0163ele de capital CET1 \u00eencep\u00e2nd de anul viitor, din cauza statutului lor de b\u0103nci de importan\u0163\u0103 sistemic\u0103. Astfel, cerin\u0163a CET1 a JPMorgan va ajunge la 12,5%, iar cea a Citi la 12%.<\/p>\n","protected":false},"excerpt":{"rendered":"
JPMorgan Chase, Bank of America \u015fi Citigroup au fost lovite de cerin\u0163e de capital mai mari din partea Rezervei Federale, \u00een urma testelor de stres ale b\u0103ncii centrale care au sondat capacitatea creditorilor de a face fa\u0163\u0103 unei recesiuni severe. Noile cerin\u0163e pentru cele mai mari trei b\u0103nci americane \u00een func\u0163ie de active sunt mai […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8358,246,16538],"class_list":["post-205845","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bank-of-america","tag-crestere","tag-jpmorgan"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205845","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=205845"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205845\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=205845"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=205845"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=205845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}