{"id":205667,"date":"2022-06-23T10:15:19","date_gmt":"2022-06-23T10:15:19","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=205667"},"modified":"2026-04-09T05:46:49","modified_gmt":"2026-04-09T05:46:49","slug":"cea-mai-zbuciumata-piata-din-economie-asigurarile-rca-de-6-mld-lei-au-trecut-prin-trei-falimente-plecari-de-companii-si-o-reasezare-masiva-a-cotelor-de-piata","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=205667","title":{"rendered":"Cea mai zbuciumat\u0103 pia\u0163\u0103 din economie Asigur\u0103rile RCA, de 6 mld. lei, au trecut prin trei falimente, plec\u0103ri de companii \u015fi o rea\u015fezare masiv\u0103 a cotelor de pia\u0163\u0103"},"content":{"rendered":"<p>\n<em><strong><span style=\"color:#b22222\">\u2666<\/span> \u00cenceputul anului 2022 aduce pentru principalii juc\u0103tori r\u0103ma\u015fi pe zona RCA cote de pia\u0163\u0103 de dou\u0103, chiar trei ori mai mari dec\u00e2t la finalul anului 2021.<\/strong><\/em><\/p>\n<p>\nAsigur\u0103rile obligatorii auto (RCA), cea mai con\u00adtroversat\u0103 linie de business a companiilor de asigur\u0103ri, au trecut prin trei mari falimente \u00een ultimii 10 ani, Astra Asigur\u0103ri, Carpatica Asig \u015fi acum City Insurance, timp \u00een care num\u0103rul juc\u0103torilor s-a restr\u00e2ns, pia\u0163a \u015fi-a triplat volumul subscrierilor p\u00e2n\u0103 la aproape 6 mld. lei, iar asigur\u0103torii \u015fi-au rea\u015fezat cotele de pia\u0163\u0103.<\/p>\n<p>\n\u00cen urm\u0103 cu 10 ani, pia\u0163a RCA avea un volum al subscrierilor de circa 2 mld. lei \u015fi 11 companii care activau pe aceast\u0103 linie de business.<\/p>\n<p>\n\u00cen timp, o parte din juc\u0103tori au renun\u0163at s\u0103 mai aib\u0103 RCA \u00een portofoliu, iar pia\u0163a s-a \u00eemp\u0103r\u0163it la companiile r\u0103mase.<\/p>\n<p>\nDe-a lungul ultimului deceniu, cotele de pia\u0163\u0103 ale companiilor de asigur\u0103ri din zona RCA au fluctuat, fiecare urm\u0103rindu-\u015fi strategia. \u00cen timp ce pentru unii asigur\u0103tori RCA-ul era un business pe care \u015fi-l doreau \u00een volum c\u00e2t mai mic \u00een portofolii, alte companii aveau portofoliile contu\u00adrate \u00een jurul acestei linii de business.<\/p>\n<p>\nDe\u015fi anul 2021 a reprezentat un punct de cotitur\u0103 pentru pia\u0163a RCA, falimentul City Insurance fiind cel mai mare din istoria pie\u0163ei, companii precum Allianz-\u0162iriac, Groupama&nbsp; \u015fi Grawe, care aveau cote de pia\u0163\u0103 modeste pe zona RCA, au \u00eenceput s\u0103 devin\u0103 mai active.&nbsp; Astfel, finalul anului 2021 \u015fi debutul anului 2022 au adus un nou lider al pie\u0163ei RCA, Euroins Rom\u00e2nia, care dup\u0103 mai multe eforturi a reu\u015fit s\u0103 \u00ee\u015fi stabilizeze pozi\u0163ia, ie\u015firea din pia\u0163a RCA a unui juc\u0103tor care \u00ee\u015fi conturase obiectivele departe de acest segment, Uniqa Asigur\u0103ri \u015fi intrarea unei noi sucursale franceze pe pia\u0163a RCA, Axeria Iard.<\/p>\n<p>\nPrima lun\u0103 din 2022 a \u00eenceput cu cote de pia\u0163\u0103 puternice pentru juc\u0103torii r\u0103ma\u015fi, \u00een care se v\u0103d cre\u015fteri de dou\u0103, chiar trei ori mai mari ale cotelor fa\u0163\u0103 de finalul anului 2021, dar pe m\u0103sur\u0103 ce companiile \u00ee\u015fi vor continua subscrierile, finalul acestui an va stabili dac\u0103 pia\u0163a RCA se \u00eendreapt\u0103 spre stabilitate sau spre un alt faliment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Asigur\u0103rile obligatorii auto (RCA), cea mai con\u00adtroversat\u0103 linie de business a companiilor de asigur\u0103ri, au trecut prin trei mari falimente \u00een ultimii 10 ani, Astra Asigur\u0103ri, Carpatica Asig \u015fi acum City Insurance, timp \u00een care num\u0103rul juc\u0103torilor s-a restr\u00e2ns, pia\u0163a \u015fi-a triplat volumul subscrierilor p\u00e2n\u0103 la aproape 6 mld. lei, iar asigur\u0103torii \u015fi-au rea\u015fezat cotele de pia\u0163\u0103.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[331,51947,29947,51948,188,13619,34570],"class_list":["post-205667","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurari","tag-asigurarile-rca","tag-city-insurance","tag-cote-de-piata","tag-economie","tag-falimente","tag-subscrieri"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=205667"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205667\/revisions"}],"predecessor-version":[{"id":205672,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205667\/revisions\/205672"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=205667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=205667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=205667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}