{"id":205543,"date":"2022-06-20T11:14:59","date_gmt":"2022-06-20T11:14:59","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=205543"},"modified":"2022-06-20T11:14:59","modified_gmt":"2022-06-20T11:14:59","slug":"indicele-robor-la-trei-luni-incepe-saptamana-cu-o-crestere-usoara","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=205543","title":{"rendered":"Indicele ROBOR la trei luni \u00eencepe s\u0103pt\u0103m\u00e2na cu o cre\u015ftere u\u015foar\u0103"},"content":{"rendered":"<p>\nLa \u00eenceputul lunii iunie, indicele ROBOR la 3 luni era cotat la 5,99%, fa\u0163\u0103 de 5,01% la \u00eenceput de mai \u015fi 4,6% \u00een aprilie.<\/p>\n<p>\nIndicele ROBOR la 3 luni a \u00eenceput anul 2022 la 3,02%.<\/p>\n<p>\nROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele, \u00een lei. Evolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a, infla\u0163ia \u015fi politica fiscal\u0103.<\/p>\n<p>\nRobor la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a r\u0103mascrescut la 6,32% iar indicatorul la 12 luni a r\u0103mas la 6,49%.<\/p>\n<p>\nIndicele IRCC, folosit acum de b\u0103nci pentru calcularea dob\u00e2nzilor la creditele noi luate \u00eencep\u00e2nd din prim\u0103vara lui 2019, este cotat la 1,86% pentru T4 2021<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a \u00eenceput s\u0103pt\u0103m\u00e2na cu o cre\u015ftere u\u015foar\u0103, de la 6,17% la 6,18%.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8337,17315],"class_list":["post-205543","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-evolutie","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205543","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=205543"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205543\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=205543"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=205543"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=205543"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}