{"id":205405,"date":"2022-06-15T19:06:23","date_gmt":"2022-06-15T19:06:23","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=205405"},"modified":"2022-06-15T19:06:23","modified_gmt":"2022-06-15T19:06:23","slug":"cum-arata-topul-bancilor-din-romania-cine-face-cei-mai-multi-bani-si-cine-da-cele-mai-multe-credite","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=205405","title":{"rendered":"Cum arat\u0103 topul b\u0103ncilor din Rom\u00e2nia? Cine face cei mai mul\u0163i bani \u015fi cine d\u0103 cele mai multe credite?"},"content":{"rendered":"<p>\n<em><strong><span style=\"color:#b22222;\">\u2666<\/span><span> B\u0103ncile str\u0103ine au intrat \u00een amor\u0163ire. <em><strong><span style=\"color:#b22222;\">\u2666 <\/span><\/strong><\/em>Creditarea se bazeaz\u0103 pe b\u0103ncile rom\u00e2ne\u015fti. <em><strong><span style=\"color:#b22222;\">\u2666 <\/span><\/strong><\/em>Banca Transilvania, CEC Bank \u015fi EximBank, cele mai mari cre\u015fteri ale activelor \u00een 2021, de peste 20%. <em><strong><span style=\"color:#b22222;\">\u2666 <\/span><\/strong><\/em>CEC Bank a dep\u0103\u015fit UniCredit, urc\u00e2nd pe locul 6.<\/span> <\/strong><\/em><\/p>\n<p>\nCEC Bank, institu\u0163ie de credit de\u0163inut\u0103 de stat, \u015fi-a majorat activele \u00een 2021 cu circa 23% fa\u0163\u0103 de 2020, la 50,7 mld. lei, banca urc\u00e2nd \u00een topul dup\u0103 active de pe locul 7 pe 6 \u015fi dep\u0103\u015find UniCredit. Activele celor mai mari 10 b\u0103nci au dep\u0103\u015fit 550 mld. lei, adic\u0103 peste 86% din activele totale. Activele \u00eentregului sistem bancar au ajuns \u00een 2021 la aproape 640 mld. lei, \u00een cre\u015ftere cu 14%.<\/p>\n<p>\nInfla\u0163ia a fost de peste 8% anul trecut.<\/p>\n<p>\nTopul celor mai mari 10 b\u0103nci din Rom\u00e2nia \u00een 2021 eviden\u0163iaz\u0103 o ascensiune puternic\u0103 a activelor b\u0103ncilor rom\u00e2ne\u015fti, pe fondul intensific\u0103rii credit\u0103rii, Banca Transilvania (locul 1 \u00een top), CEC Bank (locul 6) \u015fi EximBank (locul 10) \u00eenregistr\u00e2nd cele mai mari cre\u015fteri anuale ale activelor, de peste 20%.<\/p>\n<p>\nBanca Transilvania, care a devenit \u00een 2018 \u00een premier\u0103 liderul pie\u0163ei bancare rom\u00e2ne\u015fti, s-a deta\u015fat \u00een 2021 de restul plutonului, ajung\u00e2nd la active de 125 mld. lei, \u00een cre\u015ftere cu 21% fa\u0163\u0103 de 2020. Ascensiunea activelor \u00een ultimii ani a venit \u015fi ca urmare a cre\u015fterii credit\u0103rii \u015fi \u00een urma achizi\u0163iilor. Soldul creditelor nete acordate de banca din Cluj a \u00eenregistrat \u00een 2021 o cre\u015ftere cu aproape 15% fa\u0163\u0103 de 2020, ajung\u00e2nd la circa 46,3 mld. lei. La nivelul \u00eentregului grup Banca Transilvania, volumul creditelor a ajuns la 50,2 mld. lei, dup\u0103 un avans cu 19%.<\/p>\n<p>\nIstoria B\u0103ncii Transilvania a \u00eenceput \u00een 1994, \u00een Cluj-Napoca, la ini\u0163iativa a 13 oameni de afaceri, printre care \u015fi Horia Ciorcil\u0103, \u00een prezent pre\u015fedinte al boardului b\u0103ncii, ideea fiind aceea de a crea o banc\u0103 local\u0103, un brand \u201ede Cluj\u201c. Banca Transilvania a cump\u0103rat \u00een 2021 Idea Bank, integrarea fiind finalizat\u0103 \u00een acest an, dup\u0103 achizi\u0163ia&nbsp; Bancpost (2018) \u015fi Volksbank (2015).<\/p>\n<p>\nO cre\u015ftere substan\u0163ial\u0103 a activelor s-a \u00eenregistrat \u00een 2021 \u015fi la CEC&nbsp; Bank, institu\u0163ie de credit de\u0163inut\u0103 de stat, prin Ministerul Finan\u0163elor, care \u015fi-a majorat activele cu aproape 23% fa\u0163\u0103 de 2020, p\u00e2n\u0103 la 50,7 mld. lei, banca reu\u015find s\u0103 urce \u00een topul dup\u0103 active de pe locul 7 pe pozi\u0163ia 6 \u015fi dep\u0103\u015find UniCredit Bank. Portofoliul total de credite acordate de CEC Bank clientelei nebancare (sold bilan\u0163ier) a crescut cu 17% anul trecut (peste media pie\u0163ei &#8211; 14,8%), p\u00e2n\u0103 la 26,9 mld. lei.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u2666 B\u0103ncile str\u0103ine au intrat \u00een amor\u0163ire. \u2666 Creditarea se bazeaz\u0103 pe b\u0103ncile rom\u00e2ne\u015fti. \u2666 Banca Transilvania, CEC Bank \u015fi EximBank, cele mai mari cre\u015fteri ale activelor \u00een 2021, de peste 20%. \u2666 CEC Bank a dep\u0103\u015fit UniCredit, urc\u00e2nd pe locul 6. CEC Bank, institu\u0163ie de credit de\u0163inut\u0103 de stat, \u015fi-a majorat activele \u00een 2021 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[51891],"class_list":["post-205405","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-top-10-cele-mai-mari-banci-dupa-active-in-2021"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=205405"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205405\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=205405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=205405"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=205405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}