{"id":205016,"date":"2022-06-02T11:06:11","date_gmt":"2022-06-02T11:06:11","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=205016"},"modified":"2022-06-02T11:06:11","modified_gmt":"2022-06-02T11:06:11","slug":"vesti-proaste-pentru-romanii-cu-credite-indicele-robor-la-3-luni-consemneaza-o-noua-zi-de-crestere-si-se-aproprie-de-pragul-psihologic-de-6","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=205016","title":{"rendered":"Ve\u015fti proaste pentru rom\u00e2nii cu credite: Indicele ROBOR la 3 luni consemneaz\u0103 o nou\u0103 zi de cre\u015ftere \u015fi se aproprie de pragul psihologic de 6%"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat joi la 5,99%, \u00een cre\u015ftere fa\u0163\u0103 de mar\u0163i, c\u00e2nd indicele a atins 5,97%.<\/p>\n<p>\nLa \u00eenceputul lunii mai, indicele ROBOR la 3 luni era cotat la 5,01%, \u00een timp ce la \u00eenceputul lunii aprilie acesta era cotat la 4,60%.<\/p>\n<p>\nIndicele ROBOR la 3 luni a \u00eenceput anul 2022 la 3,02%. Cre\u015fterea indicelui la nivelul actual a \u00eenceput \u00een data de 24 februarie, c\u00e2nd Rusia de declarat r\u0103zboi Ucrainei, moment \u00een care indicele a crescut de la 3,56% \u00een data de 23 februarie 2022 la 3,61% \u00een data de 24 februarie 2022.<\/p>\n<p>\nDin acel moment, indicele ROBOR la 3 luni a avut un trend ascendent, cu anumite zile de stagnare, p\u00e2n\u0103 \u00een ziua de ast\u0103zi c\u00e2nd era cotat la 5,99%.<\/p>\n<p>\nROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele, \u00een lei. Evolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a, infla\u0163ia \u015fi politica fiscal\u0103.<\/p>\n<p>\nIndicele IRCC, folosit acum de b\u0103nci pentru calcularea dob\u00e2nzilor la creditele noi luate \u00eencep\u00e2nd din prim\u0103vara lui 2019, este cotat la 1,86% pentru T4 2021.<\/p>\n<p>\nMajoritatea anali\u015ftilor financiari estimeaz\u0103 c\u0103 indicele ROBOR la 3 luni se va situa la 5,41% \u00een urm\u0103toarele 12 luni, potrivit celui mai recent sondaj realizat de Asocia\u0163ia CFA Rom\u00e2nia.<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat joi la 5,99%, \u00een cre\u015ftere fa\u0163\u0103 de mar\u0163i, c\u00e2nd indicele a atins 5,97%. La \u00eenceputul lunii mai, indicele ROBOR la 3 luni era cotat la 5,01%, \u00een timp ce la \u00eenceputul lunii [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,342,485,7458,16852,8790,8316,173],"class_list":["post-205016","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-continuare","tag-credite","tag-dobanda","tag-implicare","tag-politica-monetara","tag-reducere","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205016","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=205016"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205016\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=205016"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=205016"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=205016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}