{"id":205003,"date":"2022-06-02T10:18:17","date_gmt":"2022-06-02T10:18:17","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=205003"},"modified":"2022-06-02T10:18:17","modified_gmt":"2022-06-02T10:18:17","slug":"viorel-vasile-ceo-safety-broker-riscul-sistemic-generat-de-falimentul-city-insurance-din-punctul-de-vedere-al-garantiilor-exista-si-persista-in-continuare-si-parerea-mea-este-ca-piata-nu-se-va-put","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=205003","title":{"rendered":"Viorel Vasile, CEO Safety Broker: Riscul sistemic generat de falimentul City Insurance, din punctul de vedere al garan\u0163iilor, exist\u0103 \u015fi persist\u0103 \u00een continuare \u015fi p\u0103rerea mea este c\u0103 pia\u0163a nu se va putea regla singur\u0103"},"content":{"rendered":"<p>\n<strong>\u201eFirmele mari, multina\u0163ionalele au capacitatea de a veni cu o scrisoare de garan\u0163ie bancar\u0103 \u015fi \u015fi-au rezolvat problema, dar constructorii rom\u00e2ni, din p\u0103cate mul\u0163i dintre ei nebancabili, trebuie s\u0103 \u00ee\u015fi rezolve \u00een termen scurt situa\u0163iile create de acest faliment. Nu po\u0163i s\u0103 fii o companie care are pierderi 7-8 ani la r\u00e2nd \u015fi s\u0103 te duci s\u0103 ceri o garan\u0163ie. Riscul major este de a intra \u00eentr-o \u00eentrerupere a activit\u0103\u0163ii pentru mai mul\u0163i constructori\u201c.<\/strong><\/p>\n<p>\nRiscul sistemic generat de falimentul asigur\u0103torului City Insurance, din punctul de vedere al garan\u0163iilor, exist\u0103 \u015fi persist\u0103 \u00een continuare, iar spre deosebire de pia\u0163a RCA, o pia\u0163\u0103 matur\u0103 care se poate regla singur\u0103, pia\u0163a garan\u0163iilor nu va putea face acest lucru, a spus Viorel Vasile, CEO al Safety Broker, \u00een cadrul Formului Interna\u0163ional de Asigur\u0103ri-Reasigur\u0103ri (FIAR) 2022.<\/p>\n<p>\n\u201e\u00cen septembrie anul trecut, \u00eenainte de falimentul City Insurance, toat\u0103 lumea era speriat\u0103 de RCA \u015fi care sunt efectele falimentului City Insurance asupra consumatorilor RCA. La momentul acela am spus c\u0103 partea de RCA se poate regla singur\u0103, pia\u0163a este matur\u0103, existau deja dou\u0103 falimente, exista o lege nou\u0103 a RCA \u00een 2017 \u015fi s-a \u015fi dovedit c\u0103 pia\u0163a s-a reglat. Din p\u0103cate, riscul sistemic generat de falimentul City Insurance, din punctul de vedere al garan\u0163iilor, exist\u0103 \u015fi persist\u0103 \u00een continuare \u015fi dup\u0103 p\u0103rerea mea pia\u0163a nu se va putea regla singur\u0103\u201c, a spus Viorel Vasile.<\/p>\n<p>\nEl a mai ad\u0103ugat c\u0103 pia\u0163a asigur\u0103rilor de garan\u0163ii este t\u00e2n\u0103r\u0103 \u015fi ar fi nevoie de interven\u0163ia statului pentru a putea merge mai departe.<\/p>\n<p>\n\u201eEste o pia\u0163\u0103 t\u00e2n\u0103r\u0103, are doar c\u00e2\u0163iva ani \u015fi cred c\u0103 este neaparat\u0103 nevoie de interven\u0163ia statului. F\u0103r\u0103 un asigur\u0103tor de stat sau f\u0103r\u0103 o interven\u0163ie a unei autorit\u0103\u0163i a statului nu vom putea s\u0103 mergem mai departe. Undeva la 25-30% din clien\u0163ii care aveau poli\u0163e \u00een derulare am reu\u015fit s\u0103 le re\u00eennoim poli\u0163ele. Exist\u0103 gaura aceasta de 70-75%, care este uria\u015f\u0103. Pia\u0163a poate intra \u00een colaps. Trebuie s\u0103 fim con\u015ftien\u0163i de asta \u015fi s\u0103 vedem cum facem s\u0103 \u0163inem lucrurile c\u00e2t de c\u00e2t sub control\u201c.<\/p>\n<p>\nCEO-ul Safety Broker a mai explicat c\u0103 riscul major este de a intra \u00eentr-o \u00eentrerupere a activit\u0103\u0163ii pentru mai mul\u0163i constructori. Spre deosebire de multina\u0163ionale, care au capacitatea de a veni cu o scrisoare de garan\u0163ie bancar\u0103, mul\u0163i dintre constructorii rom\u00e2ni sunt nebancabili.<\/p>\n<p>\n\u201eFirmele mari, multina\u0163ionalele au capacitatea de a veni cu o scrisoare de garan\u0163ie bancar\u0103 \u015fi \u015fi-au rezolvat problema, dar constructorii rom\u00e2ni, din p\u0103cate mul\u0163i dintre ei nebancabili, trebuie s\u0103 \u00ee\u015fi rezolve \u00een termen scurt situa\u0163iile create de acest faliment. Rolul nostru este s\u0103 \u00eei facem s\u0103 \u00een\u0163eleag\u0103 c\u0103 ei trebuie s\u0103 devin\u0103 \u00een primul r\u00e2nd societ\u0103\u0163i bancabile. Nu po\u0163i s\u0103 fii o companie care are pierderi 7-8 ani la r\u00e2nd \u015fi s\u0103 te duci s\u0103 ceri o garan\u0163ie. Este clar c\u0103 dac\u0103 te duci la banc\u0103 \u015fi nu vei lua de la banc\u0103 o garan\u0163ie bancar\u0103, nu te po\u0163i a\u015ftepta de la un asigur\u0103tor s\u0103 \u00ee\u0163i dea o scrisoare de garan\u0163ie.\u201c<\/p>\n<p>\nPe l\u00e2ng\u0103 aceste probleme create pentru constructorii rom\u00e2ni, Viorel Vasile sus\u0163ine c\u0103 principala problem\u0103 pentru brokeri vine din zona de re\u00eennoire a poli\u0163elor.<\/p>\n<p>\n\u201eMarea majoritate a asigur\u0103torilor, cu c\u00e2teva excep\u0163ii, refuz\u0103 cu \u00eend\u00e2rjire s\u0103 subscrie o poli\u0163\u0103 \u00een derulare. Cred c\u0103 undeva la 20% din timpul meu dup\u0103 falimentul lui City Insurance \u00eenseamn\u0103 telefoane de la clien\u0163i \u015fi telefoane de la asisten\u0163ii no\u015ftri din toat\u0103 \u0163ara care solicit\u0103 implicarea \u00een genul acesta de situa\u0163ii. Nu \u015ftiu exact care va fi finalitatea, dar sper c\u0103 vom avea o asisten\u0163\u0103 din partea statului pentru a debloca un pic situa\u0163ia aceasta\u201c, a mai detaliat CEO-ul Safety Broker.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Riscul sistemic generat de falimentul asigur\u0103torului City Insurance, din punctul de vedere al garan\u0163iilor, exist\u0103 \u015fi persist\u0103 \u00een continuare, iar spre deosebire de pia\u0163a RCA, o pia\u0163\u0103 matur\u0103 care se poate regla singur\u0103, pia\u0163a garan\u0163iilor nu va putea face acest lucru, a spus Viorel Vasile, CEO al Safety Broker, \u00een cadrul Formului Interna\u0163ional de Asigur\u0103ri-Reasigur\u0103ri (FIAR) 2022.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[29947,379,60],"class_list":["post-205003","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-city-insurance","tag-garantii","tag-piata"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=205003"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/205003\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=205003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=205003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=205003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}