\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat vineri la 5,95%, \u00een urcare cu dou\u0103 puncte baz\u0103 fa\u0163\u0103 de joi, c\u00e2nd a fost cotat la 5,93%, arat\u0103 datele publicate de BNR.<\/p>\n
\nTot vineri, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a crescut la 6,11% de la 6,08% joi, \u00een timp ce indicele ROBOR la 12 luni, care reprezint\u0103 rata dob\u00e2nzii pl\u0103tit\u0103 la creditele \u00een lei atrase de b\u0103ncile comerciale de la alte b\u0103nci comerciale pentru o perioad\u0103 de 12 luni, a atins 6,30% \u00een cre\u015ftere de la 6,29%.<\/p>\n
\nROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele, \u00een lei. Evolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a, infla\u0163ia \u015fi politica fiscal\u0103.<\/p>\n
\nBNR a decis la cea mai recent\u0103 \u015fedin\u0163a a CA s\u0103 majoreze dob\u00e2nda-cheie de la 3% la 3,75%, precum \u015fi rata dob\u00e2nzii pentru facilitatea de creditare (Lombard) la 4,75% pe an.<\/p>\n
\nIndicele IRCC, folosit acum de b\u0103nci pentru calcularea dob\u00e2nzilor la creditele noi luate \u00eencep\u00e2nd din prim\u0103vara lui 2019, este cotat la 1,86% pentru T4 2021.<\/p>\n
\nMajoritatea anali\u015ftilor financiari estimeaz\u0103 c\u0103 indicele ROBOR la 3 luni se va situa la 5,41% \u00een urm\u0103toarele 12 luni, potrivit celui mai recent sondaj realizat de Asocia\u0163ia CFA Rom\u00e2nia.<\/p>\n
\n
\n <\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat vineri la 5,95%, \u00een urcare cu dou\u0103 puncte baz\u0103 fa\u0163\u0103 de joi, c\u00e2nd a fost cotat la 5,93%, arat\u0103 datele publicate de BNR. Tot vineri, indicele ROBOR la 6 luni, utilizat la […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,185,485,7458,187,15645,51729],"class_list":["post-204825","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-bnr","tag-credite","tag-dobanda","tag-dobanzi","tag-prag","tag-robor-la-trei-luni"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/204825","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=204825"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/204825\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=204825"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=204825"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=204825"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}