{"id":204443,"date":"2022-05-16T12:42:12","date_gmt":"2022-05-16T12:42:12","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=204443"},"modified":"2022-05-16T12:42:12","modified_gmt":"2022-05-16T12:42:12","slug":"indicele-robor-a-crescut-din-nou-rate-tot-mai-mari-pentru-romanii-cu-credite-la-banci","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=204443","title":{"rendered":"Indicele ROBOR a crescut din nou. Rate tot mai mari pentru rom\u00e2nii cu credite la b\u0103nci"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat luni la 5,52%, de la 5,50% vineri.<\/p>\n<p>\nDe la \u00eenceputul lunii, indicele s-a majorat cu peste 8,5%, iar de la \u00eenceputul anului, c\u00e2nd indicele a fost cotat la 3,02%, cre\u015fterea este de peste 80%. ROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele, \u00een lei.<\/p>\n<p>\nIndicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a crescut la 5,71%, \u00een timp ce indicele ROBOR la 12 luni, care reprezint\u0103 rata dob\u00e2nzii pl\u0103tit\u0103 la creditele \u00een lei atrase de b\u0103ncile comerciale de la alte b\u0103nci comerciale pentru o perioad\u0103 de 12 luni, a crescut la 5,94%.<\/p>\n<p>\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori, dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a, infla\u0163ia \u015fi politica fiscal\u0103. BNR a decis la cea mai recent\u0103 \u015fedin\u0163a a CA s\u0103 majoreze dob\u00e2nda-cheie de la 3% la 3,75%, precum \u015fi rata dob\u00e2nzii pentru facilitatea de creditare (Lombard) la 4,75% pe an.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat luni la 5,52%, de la 5,50% vineri. De la \u00eenceputul lunii, indicele s-a majorat cu peste 8,5%, iar de la \u00eenceputul anului, c\u00e2nd indicele a fost cotat la 3,02%, cre\u015fterea este de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,246,7458,187,8337,17315],"class_list":["post-204443","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-crestere","tag-dobanda","tag-dobanzi","tag-evolutie","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/204443","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=204443"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/204443\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=204443"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=204443"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=204443"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}