{"id":204313,"date":"2022-05-12T13:11:46","date_gmt":"2022-05-12T13:11:46","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=204313"},"modified":"2022-05-12T13:11:46","modified_gmt":"2022-05-12T13:11:46","slug":"robor-la-3-luni-cel-mai-folosit-indicator-pentru-credite-continua-sa-creasca-de-la-inceputul-anului-indicele-s-a-majorat-cu-80","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=204313","title":{"rendered":"ROBOR la 3 luni, cel mai folosit indicator pentru credite, continu\u0103 s\u0103 creasc\u0103. De la \u00eenceputul anului indicele s-a majorat cu 80%"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat joi, 12 mai, la 5,44% valoare \u00een cre\u015ftere fa\u0163\u0103 de cea \u00eenregistrat\u0103 \u00een ziua precedent\u0103, c\u00e2nd a afi\u015fat o cota\u0163ie de 5,37%.<\/p>\n<p>\nDe la \u00eenceputul lunii, indicele s-a majorat cu 8,58%, iar de la \u00eenceputul anului, c\u00e2nd indicele a fost cotat la 3,02%, cre\u015fterea este de 80,1%, potrivit calculelor ZF pe baza datelor de la BNR.<\/p>\n<p>\nTot joi, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a crescut la 5,59% de la 5,50% miercuri, \u00een timp ce indicele ROBOR la 12 luni, care reprezint\u0103 rata dob\u00e2nzii pl\u0103tit\u0103 la creditele \u00een lei atrase de b\u0103ncile comerciale de la alte b\u0103nci comerciale pentru o perioad\u0103 de 12 luni, a atins 5,79% \u00een cre\u015ftere de la 5,69% \u00een ziua anterioar\u0103.<\/p>\n<p>\nROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele, \u00een lei.<\/p>\n<p>\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a, infla\u0163ia \u015fi politica fiscal\u0103.<\/p>\n<p>\nBNR a decis mar\u0163i s\u0103 majoreze dob\u00e2nda-cheie de la 3% la 3,75%, precum \u015fi rata dob\u00e2nzii pentru facilitatea de creditare (Lombard) la 4,75% pe an.<\/p>\n<p>\n<br \/>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat joi, 12 mai, la 5,44% valoare \u00een cre\u015ftere fa\u0163\u0103 de cea \u00eenregistrat\u0103 \u00een ziua precedent\u0103, c\u00e2nd a afi\u015fat o cota\u0163ie de 5,37%. De la \u00eenceputul lunii, indicele s-a majorat cu 8,58%, iar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,246,32766,274,9287,17315],"class_list":["post-204313","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-crestere","tag-folosire","tag-incepere","tag-majorare","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/204313","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=204313"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/204313\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=204313"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=204313"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=204313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}