{"id":204122,"date":"2022-05-06T11:14:17","date_gmt":"2022-05-06T11:14:17","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=204122"},"modified":"2022-05-06T11:14:17","modified_gmt":"2022-05-06T11:14:17","slug":"romanii-cu-credite-primesc-inca-o-veste-proasta-anuntul-facut-de-bnr-pe-care-multi-sperau-sa-nu-l-auda","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=204122","title":{"rendered":"Rom\u00e2nii cu credite primesc \u00eenc\u0103 o veste proast\u0103. Anun\u0163ul f\u0103cut de BNR pe care mul\u0163i sperau s\u0103 nu-l aud\u0103"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat vineri la 5,20%, \u00een cre\u015ftere fa\u0163\u0103 de joi, c\u00e2nd indicele a atins 5,16%.<\/p>\n<p>\nLa \u00eenceputul acestei s\u0103pt\u0103m\u00e2ni, indicele ROBOR la 3 luni era cotat la 5,01%, \u00een timp ce la \u00eenceputul lunii aprilie acesta era cotat la 4,60%. Indicele ROBOR la 3 luni a \u00eenceput anul 2022 la 3,02%.<\/p>\n<p>\nLuni, 02 mai 2022, indicele ROBOR la 3 luni a trecut de pragul psihologic de 5% \u015fi a fost costat la 5,01%.<\/p>\n<p>\nCre\u015fterea indicelui la nivelul actual a \u00eenceput \u00een data de 24 februarie, c\u00e2nd Rusia de declarat r\u0103zboi Ucrainei, moment \u00een care indicele a crescut de la 3,56% \u00een data de 23 februarie 2022 la 3,61% \u00een data de 24 februarie 2022.<\/p>\n<p>\nDin acel moment, indicele ROBOR la 3 luni a avut un trend ascendent destul de abrupt p\u00e2n\u0103 la 4,36%.<\/p>\n<p>\nTot vineri, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a crescut la 5,31%, \u00een timp ce indicele ROBOR la 12 luni, care reprezint\u0103 rata dob\u00e2nzii pl\u0103tit\u0103 la creditele \u00een lei atrase de b\u0103ncile comerciale de la alte b\u0103nci comerciale pentru o perioad\u0103 de 12 luni, a crescut la 5,39%.<\/p>\n<p>\nROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele, \u00een lei.&nbsp;<\/p>\n<p>\nEvolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a, infla\u0163ia \u015fi politica fiscal\u0103.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat vineri la 5,20%, \u00een cre\u015ftere fa\u0163\u0103 de joi, c\u00e2nd indicele a atins 5,16%. La \u00eenceputul acestei s\u0103pt\u0103m\u00e2ni, indicele ROBOR la 3 luni era cotat la 5,01%, \u00een timp ce la \u00eenceputul lunii [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[246,9794,10021,17315],"class_list":["post-204122","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-crestere","tag-inchidere","tag-indice","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/204122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=204122"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/204122\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=204122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=204122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=204122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}