{"id":203795,"date":"2022-04-27T12:21:39","date_gmt":"2022-04-27T12:21:39","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=203795"},"modified":"2022-04-27T12:21:39","modified_gmt":"2022-04-27T12:21:39","slug":"romanii-cu-credite-primesc-o-veste-proasta-inainte-de-paste-anuntul-facut-de-bnr-pe-care-multi-nu-si-doreau-sa-l-auda-in-aceste-momente-2","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=203795","title":{"rendered":"Rom\u00e2nii cu credite primesc o veste proast\u0103 \u00eenainte de Pa\u015fte. Anun\u0163ul f\u0103cut de BNR pe care mul\u0163i nu-\u015fi doreau sa-l aud\u0103 \u00een aceste momente"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat miercuri la 4,79%, \u00een cre\u015ftere fa\u0163\u0103 de mar\u0163i, c\u00e2nd indicele a atins 4,76%.<\/p>\n<p>\nLa \u00eenceputul acestei luni, indicele ROBOR la 3 luni era cotat la 4,60%, \u00een timp ce la \u00eenceputul lunii martie acesta era cotat la 3,87%.<\/p>\n<p>\nIndicele ROBOR la 3 luni a \u00eenceput anul 2022 la 3,02%. Cre\u015fterea indicelui la nivelul actual a \u00eenceput \u00een data de 24 februarie, c\u00e2nd Rusia de declarat r\u0103zboi Ucrainei, moment \u00een care indicele a crescut de la 3,56% \u00een data de 23 februarie 2022 la 3,61% \u00een data de 24 februarie 2022.<\/p>\n<p>\nDin acel moment, indicele ROBOR la 3 luni a avut un trend ascendent destul de abrupt p\u00e2n\u0103 \u00een ziua de ast\u0103zi c\u00e2nd era cotat la 4,79%.<\/p>\n<p>\nTot miercuri, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a urcat la 4,95%, \u00een timp ce indicele ROBOR la 12 luni, care reprezint\u0103 rata dob\u00e2nzii pl\u0103tit\u0103 la creditele \u00een lei atrase de b\u0103ncile comerciale de la alte b\u0103nci comerciale pentru o perioad\u0103 de 12 luni, a urcat la 5,04%.<\/p>\n<p>\nROBOR reprezint\u0103 rata medie a dob\u00e2nzii la care b\u0103ncile rom\u00e2ne\u015fti se \u00eemprumut\u0103 \u00eentre ele, \u00een lei. Evolu\u0163ia ROBOR este influen\u0163at\u0103 de mai mul\u0163i factori dintre care cei mai importan\u0163i se refer\u0103 la politica monetar\u0103 a BNR, lichiditatea de pe pia\u0163a, infla\u0163ia \u015fi politica fiscal\u0103.<\/p>\n<p>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat miercuri la 4,79%, \u00een cre\u015ftere fa\u0163\u0103 de mar\u0163i, c\u00e2nd indicele a atins 4,76%. La \u00eenceputul acestei luni, indicele ROBOR la 3 luni era cotat la 4,60%, \u00een timp ce la \u00eenceputul lunii [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[185,342,485,7458,16852,8790,8316,173],"class_list":["post-203795","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bnr","tag-continuare","tag-credite","tag-dobanda","tag-implicare","tag-politica-monetara","tag-reducere","tag-romani"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/203795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=203795"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/203795\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=203795"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=203795"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=203795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}