{"id":203239,"date":"2022-04-08T12:53:06","date_gmt":"2022-04-08T12:53:06","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=203239"},"modified":"2022-04-08T12:53:06","modified_gmt":"2022-04-08T12:53:06","slug":"florin-citu-esenta-unei-masuri-de-amanare-a-ratelor-la-banca-este-cine-suporta-costul","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=203239","title":{"rendered":"Florin C\u00ee\u0163u: Esen\u0163a unei m\u0103suri de am\u00e2nare a ratelor la banc\u0103 este cine suport\u0103 costul"},"content":{"rendered":"<p>\n\u201eAici, dar dac\u0103 este luat\u0103 aceast\u0103 decizie, atunci este luat\u0103 \u00eempreun\u0103 cu sistemul financiar bancar. Trebuie s\u0103 \u015ftim c\u0103 toate aceste m\u0103suri reprezint\u0103 costuri \u015fi esen\u0163a unei m\u0103suri de am\u00e2nare a ratelor la banc\u0103 este cine suport\u0103 costul. Se \u00eemparte costul pe cet\u0103\u0163eni \u015fi pe sistemul bancar, se \u00eemparte la 3 \u015fi cu statul rom\u00e2n?&#8230; Eu nu \u015ftiu dac\u0103 b\u0103ncile pot s\u0103 am\u00e2ne \u00eemprumuturile f\u0103r\u0103 s\u0103 fac\u0103 provizioane, pentru c\u0103 atunci, \u00een 2020, aceast\u0103 decizie a fost la nivelul Uniunii Europene&#8230; Dar dac\u0103 s-a ajuns la o decizie &#8211; \u015fi nu am de ce s\u0103 nu \u00eel cred pe pre\u015fedintele PSD, Ciolacu, c\u0103 deja e o decizie, atunci oamenii ar trebui s\u0103 a\u015ftepte c\u0103 de luni aceast\u0103 m\u0103sur\u0103 este implementat\u0103\u201d, spune fostul premier Florin C\u00ee\u0163u.<\/p>\n<p>\nEl afirm\u0103 c\u0103 nu pot fi ascunse costurile unei astfel de decizii.<\/p>\n<p>\n\u201eDeci nu pot s\u0103 ascunzi costurile, cineva le va suporta. Le vor suporta clien\u0163ii, vor suporta b\u0103ncile, dar dac\u0103 s-au \u00een\u0163eles cu b\u0103ncile, atunci vor prezenta exact c\u0103 cumva cine suport\u0103 costurile. Dar costurile sunt. Problema este alta, c\u0103 suntem \u00eentr-un mediu \u00een care dob\u00e2nzile cresc \u015fi atunci e complicat s\u0103 spui c\u0103 am\u00e2ni ratele pentru 9 luni de zile, c\u00e2nd dob\u00e2nzile cresc de la o lun\u0103 la alta, Banca Na\u0163ional\u0103 tocmai cu dob\u00e2nzile cu 0, 5 puncte procentuale. Eu cred c\u0103 va cre\u015fte acest acest pas, poate nevoie de 0.75, poate 1 data viitoare, c\u00e2nd infla\u0163ia deja ajunge la dou\u0103 cifre \u015fi se pare c\u0103 Banca Central\u0103 \u00eenc\u0103 nu poate s\u0103 st\u0103p\u00e2neasc\u0103 fenomenul\u201d, conchide C\u00ee\u0163u.<\/p>\n<p>\nReac\u0163ia fostului premier \u015fi lider PNL vine dup\u0103 ce pre\u015fedintele PSD, Marcel Ciolacu, a spus joi c\u0103 liderii coali\u0163iei de guvernare analizeaz\u0103 varianta am\u00e2n\u0103rii ratelor la b\u0103nci. Ciolacu a mai precizat c\u0103 decizia detaliat\u0103 va fi prezentat\u0103 luni de liderii forma\u0163iunilor din coali\u0163ie.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Esen\u0163a unei m\u0103suri de am\u00e2nare a ratelor la banc\u0103 este cine suport\u0103 costul, spune, vineri, Florin C\u00ee\u0163u. Problema, continu\u0103 el, este c\u0103 dob\u00e2nzile cresc, infla\u0163ia deja ajunge la dou\u0103 cifre, iar BNR \u201ese pare c\u0103 \u00eenc\u0103 nu poate s\u0103 st\u0103p\u00e2neasc\u0103 fenomenul\u201d.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[7267,45506,8443],"class_list":["post-203239","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-banci","tag-citu","tag-rate"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/203239","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=203239"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/203239\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=203239"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=203239"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=203239"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}