{"id":203199,"date":"2022-04-07T13:32:51","date_gmt":"2022-04-07T13:32:51","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=203199"},"modified":"2022-04-07T13:32:51","modified_gmt":"2022-04-07T13:32:51","slug":"concentrarea-excesiva-pe-piata-rca-incepe-sa-se-reduca-treptat-sustine-asf-euroins-romania-a-ajuns-sa-detina-o-cota-de-piata-de-376-in-ianuarie-2022","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=203199","title":{"rendered":"Concentrarea excesiv\u0103 pe pia\u0163a RCA \u00eencepe s\u0103 se reduc\u0103 treptat, sus\u0163ine ASF. Euroins Rom\u00e2nia a ajuns s\u0103 de\u0163in\u0103 o cot\u0103 de pia\u0163\u0103 de 37,6% \u00een ianuarie 2022"},"content":{"rendered":"<p>\nConcentrarea excesiv\u0103 \u00eenregistrat\u0103 pe pia\u0163a RCA, \u00een ultimii ani, \u00eencepe s\u0103 se reduc\u0103 treptat, dup\u0103 falimentul companiei City Insurance, a transmis Autoritatea de Supraveghere Financiar\u0103 (ASF). Cel pu\u0163in \u015fase din cele opt societ\u0103\u0163i autorizate s\u0103 v\u00e2nd\u0103 asigur\u0103ri de r\u0103spundere civil\u0103 obligatory auto, au cumulat cote de pia\u0163\u0103 considerabile \u00een ianuarie 2022, conform analizelor effectuate de ASF.<\/p>\n<p>\n\u201cCompania cu cele mai mari v\u00e2nz\u0103ri r\u0103m\u00e2ne Euroins Rom\u00e2nia Asigurare Reasigurare, a c\u0103rei cot\u0103 de pia\u0163\u0103 a crescut doar marginal, de la 35,4% pe ansamblul anului 2021, la 37,6% \u00een luna ianuarie 2022. \u00cen acela\u015fi timp, cotele de pia\u0163\u0103 ale altor firme au crescut, marc\u00e2nd un proces de diversificare p\u00e2n\u0103 la un nivel care nu a mai fost atins \u00een ultimii ani, concentrarea accentuat\u0103 fiind, de altfel, una dintre marile probleme ale pie\u0163ei RCA\u201d, au mai transmis reprezentan\u0163ii ASF.<\/p>\n<p>\nAllianz-\u0162iriac Asigur\u0103ri a avut o cot\u0103 de pia\u0163\u0103 de aproape 18,7% \u00een ianuarie, iar Groupama Asigur\u0103ri a ajuns la 14,5%, arat\u0103 datele ASF. Cu o singur\u0103 excep\u0163ie notabil\u0103 \u015fi ceilal\u0163i juc\u0103tori din pia\u0163a RCA au avut, \u00een ianuarie, cote semnificativ peste cele obi\u015fnuite din ultimii ani.<\/p>\n<p>\nGrawe Rom\u00e2nia Asigurare s-a apropiat de 11% din v\u00e2nz\u0103rile de RCA, Asigurarea Rom\u00e2neasc\u0103 &#8211; Asirom Vienna Insurance Group a atins 9,7%, iar Omniasig Vienna Insurance Group 7,4%, \u00een timp ce Generali Rom\u00e2nia Asigurare Reasigurare a marcat o cot\u0103 de doar 1,27%.<\/p>\n<p>\n\u201cEste de men\u0163ionat faptul c\u0103 asigur\u0103torul francez Axeria Iard, intrat pe pia\u0163a din Rom\u00e2nia cu o sucursal\u0103 direct\u0103, \u00een baza sistemului Freedom of Establishment (FOE), reglementat de normele Uniunii Europene, apare cu portofolii importante, de\u015fi a debutat \u00een ultima lun\u0103 a anului 2021. Potrivit datelor raportate de intermediari, compania a avut v\u00e2nz\u0103ri notabile \u00een prima parte a acestui an\u201d, au mai spus reprezentan\u0163ii ASF.<\/p>\n<p>\nPrimele brute subscrise pe pia\u0163a RCA au ajuns, la sf\u00e2r\u015fitul lunii ianuarie a anului 2022, la peste 810,5 milioane de lei.<\/p>\n<p>\nEste de remarcat \u015fi structura v\u00e2nz\u0103rilor pe perioade de valabilitate. Peste 82% din poli\u0163ele RCA, v\u00e2ndute \u00een ianuarie, se \u00eentind pe 12 luni. \u00cen general, dominante \u00een portofolii erau poli\u0163ele pe 6 luni, care \u00een prima lun\u0103 a acestui an au avut o cot\u0103 de doar 5,6%. Poli\u0163ele pe o lun\u0103 au reprezentat 11,3% din totalul v\u00e2nz\u0103rilor.<\/p>\n<p>\nAnul trecut a adus un record \u00een ceea ce prive\u015fte num\u0103rul de contracte RCA. \u00cen 2021, erau \u00een vigoare aproximativ 6,7 milioane de poli\u0163e, cifr\u0103 care include \u015fi cele peste 1,44 milioane de poli\u0163e emise de City Insurance S.A., valide la finele anului precedent. Prin compara\u0163ie, la finalul anului 2020 erau \u00een vigoare 6,5 milioane de poli\u0163e RCA, \u00een 2019 pu\u0163in peste 6 milioane, iar la sf\u00e2r\u015fitul anului 2018, doar 5,5 milioane de poli\u0163e.<\/p>\n<p>\n<br \/>\n&nbsp;<\/p>\n<p>\n&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Concentrarea excesiv\u0103 \u00eenregistrat\u0103 pe pia\u0163a RCA, \u00een ultimii ani, \u00eencepe s\u0103 se reduc\u0103 treptat, dup\u0103 falimentul companiei City Insurance, a transmis Autoritatea de Supraveghere Financiar\u0103 (ASF). Cel pu\u0163in \u015fase din cele opt societ\u0103\u0163i autorizate s\u0103 v\u00e2nd\u0103 asigur\u0103ri de r\u0103spundere civil\u0103 obligatory auto, au cumulat cote de pia\u0163\u0103 considerabile \u00een ianuarie 2022, conform analizelor effectuate de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[30344,10140,15646,11506,274,8316,98,34570],"class_list":["post-203199","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asf","tag-cota-de-piata","tag-detinere","tag-euroins","tag-incepere","tag-reducere","tag-romania","tag-subscrieri"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/203199","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=203199"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/203199\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=203199"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=203199"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=203199"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}