\nProgramul Noua Cas\u0103, care ofer\u0103 rom\u00e2nilor acces la locuin\u0163e \u015fi stimuleaz\u0103 \u00een acela\u015fi timp si \u015fectorul construc\u0163iilor, a devenit opera\u0163ional ast\u0103zi, cu un plafon de garantare de 1,5 miliarde de lei aprobat de stat pentru anul \u00een curs.<\/p>\n
\nFondul Na\u0163ional de Garantare a Creditelor pentru IMM-uri (FNGCIMM) a alocat deja plafoanele anuale ale garan\u0163iilor celor 14 b\u0103nci participante \u00een program BRD-GSG, BCR, Banca Transilvania, CEC Bank, ING Bank, Raiffeisen Bank, OTP Bank, Banca Rom\u00e2neasc\u0103, Unicredit Bank, Garanti Bank, First Bank, Vista Bank, Intesa Sanpaolo Bank \u015fi Alpha Bank.<\/p>\n
\nPlafoanele au fost alocate \u00een func\u0163ie de ponderea garan\u0163iilor acordate de c\u0103tre fiecare finan\u0163ator \u00een anul precedent.<\/p>\n
\n\u201cProgramul r\u0103m\u00e2ne cel mai avantajos produs de creditare ipotecar\u0103 disponibil pe pia\u0163a rom\u00e2neasc\u0103, prin avansul minim solicitat, dob\u00e2nda redus\u0103- IRCC plus maxim 2% \u015fi acordarerea garan\u0163iei \u00een nume \u015fi cont stat \u00een procent de p\u00e2n\u0103 la 60% din valoarea imobilului, 3 din 4 credite ipotecare din totalul creditelor acordate de c\u0103tre sistemul bancar fiind aprobate prin acest program\u201d, spun reprezentan\u0163ii FNGCIMM.<\/p>\n
\nDe la lansarea Programului, \u00een anul 2009, p\u00e2n\u0103 la finalul lunii decembrie 2021, au fost acordate 321.073 garan\u0163ii \u015fi promisiuni de garantare \u00een valoare total\u0103 de 29,90 miliarde lei, ce au sus\u0163inut credite \u00een valoare de 50 mld lei.<\/p>\n
\nAnul trecut, au fost acordate \u00een total 11.858 garan\u0163ii \u00een valoare total\u0103 de 1,52 mld.lei, cu o valoare a creditelor de circa 2,9 mld. lei \u015fi 3.779 promisiuni de garantare, \u00een valoare total\u0103 de 0,55 miliarde lei.<\/p>\n","protected":false},"excerpt":{"rendered":"
Programul Noua Cas\u0103, care ofer\u0103 rom\u00e2nilor acces la locuin\u0163e \u015fi stimuleaz\u0103 \u00een acela\u015fi timp si \u015fectorul construc\u0163iilor, a devenit opera\u0163ional ast\u0103zi, cu un plafon de garantare de 1,5 miliarde de lei aprobat de stat pentru anul \u00een curs. Fondul Na\u0163ional de Garantare a Creditelor pentru IMM-uri (FNGCIMM) a alocat deja plafoanele anuale ale garan\u0163iilor celor 14 b\u0103nci […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[31513,5453,10862,161,15863,94],"class_list":["post-202115","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-noua-casa","tag-casa","tag-garantare","tag-miliarde","tag-plafon","tag-program"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/202115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=202115"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/202115\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=202115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=202115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=202115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}