\n\u00cenalta Curte de Casa\u0163ie \u015fi Justi\u0163ie a solu\u0163ionat definitiv cauza prin care se constatau practici comerciale incorecte ale Raiffeisen Bank, potrivit inform\u0163aiilor publicate pe site-ul Autorit\u0103\u0163ii Na\u0163ionale pentru Protec\u0163ia Consumatorilor (ANPC).<\/p>\n
\n\u201cS-a f\u0103cut dreptate! Da, am c\u00e2\u015ftigat o lup\u0103 important\u0103 pentru consumatorul rom\u00e2n! Milioane de euro se vor \u00eentoarce \u00een bugetul familiilor acestora!\u201d, a declarant Paul Anghel, director general ANPC. \u00cen acest moment, dup\u0103 pronun\u0163area sentin\u0163ei definitive \u015fi r\u0103m\u00e2nerea \u00een vigoare a ordinului emis de ANPC, Raiffeisen Bank trebuie s\u0103 modifice contractele afectate, emise \u00een perioada 2006-2008 \u015fi s\u0103 le aduc\u0103 la nivelul momentului anterior practicii pe care o avea, inclusiv prin emiterea unui nou grafic de rambursare, cu condi\u0163iile contractuale de la momentul semn\u0103rii acestora.<\/p>\n
\nRaiffeisen Bank nu a informat, \u00een perioada 2006-2008, \u00een prealabil concumatorii despre viitoarele costuri ale produsului financiar, credite \u00een lei, euro \u015fi franci elve\u0163ieni, determin\u00e2nd clien\u0163ii s\u0103 ia o decizie de contractare a creditelor, pe care altfel nu ar fi luat-o dac\u0103 ar fi cunoscut nivelul la care dob\u00e2nda avea s\u0103 creasc\u0103, respectiv costurile pe care nu le-au putut preconiza.<\/p>\n
\nAcest lucru s-a \u00eent\u00e2mplat \u00een contextual \u00een care operatorul financiar-bancar cuno\u015ftea nivelul dob\u00e2nzii pe care urma s\u0103-l aplice.<\/p>\n
\nRaiffeisen Bank a setat \u00een sistem m\u0103rirea automat\u0103 a dob\u00e2nzilor, atunci c\u00e2nd creditele \u00eemplineau un an de la acordare, justific\u00e2nd aceast\u0103 practic\u0103 printr-o clauz\u0103 introdus\u0103 \u00een contract, prin care s\u0103-\u015fi justifice majorarea unilateral\u0103 a dob\u00e2nzii. Ordinul emis de ANPC a fost emis ca urmare a unui control realizat \u00een 2017, din cauza reclama\u0163iilor din partea Grupului clien\u0163ilor cu credite \u00een franci elve\u0163ieni. Dup\u0103 efectuarea verific\u0103rilor s-au constatat practici comerciale incorecte din partea b\u0103ncii.<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
\u00cenalta Curte de Casa\u0163ie \u015fi Justi\u0163ie a solu\u0163ionat definitiv cauza prin care se constatau practici comerciale incorecte ale Raiffeisen Bank, potrivit inform\u0163aiilor publicate pe site-ul Autorit\u0103\u0163ii Na\u0163ionale pentru Protec\u0163ia Consumatorilor (ANPC). \u201cS-a f\u0103cut dreptate! Da, am c\u00e2\u015ftigat o lup\u0103 important\u0103 pentru consumatorul rom\u00e2n! Milioane de euro se vor \u00eentoarce \u00een bugetul familiilor acestora!\u201d, a declarant […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[63,4126,485,30466,9803],"class_list":["post-202082","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-anpc","tag-clienti","tag-credite","tag-elvetieni","tag-raiffeisen"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/202082","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=202082"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/202082\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=202082"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=202082"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=202082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}