{"id":200160,"date":"2021-12-31T14:23:24","date_gmt":"2021-12-31T14:23:24","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=200160"},"modified":"2021-12-31T14:23:24","modified_gmt":"2021-12-31T14:23:24","slug":"breaking-o-veste-proasta-ce-se-intampla-cu-ratele-romanilor","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=200160","title":{"rendered":"BREAKING. O veste proast\u0103: Ce se \u00eent\u00e2mpl\u0103 cu ratele rom\u00e2nilor"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat vineri, 31 decembrie, &nbsp;la 3,01%, \u00een cre\u015ftere cu 0,66% fa\u0163\u0103 de valoarea \u00eenregistrat\u0103 joi.<\/p>\n<p>\nFa\u0163\u0103 de perioada similar\u0103 a anului trecut, indicele a crescut cu 48,2%, potrivit calculelor ZF pe baza datelor de al BNR.<\/p>\n<p>\nAnali\u015ftii financiari estimeaz\u0103 c\u0103 indicele ROBOR la 3 luni va ajunge la 3,22% \u00een urm\u0103toarele 12 luni, potrivit sondajului din noiembrie realizat de CFA Society.<\/p>\n<p>\nTot ast\u0103zi, indicele ROBOR la 6 luni, utilizat la calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, s-a men\u0163inut la 3,13%, asem\u0103n\u0103tor cota\u0163iei din 30 decembrie, \u00een timp ce indicele ROBOR la 12 luni, care reprezint\u0103 rata dob\u00e2nzii pl\u0103tit\u0103 la creditele \u00een lei atrase de b\u0103ncile comerciale de la alte b\u0103nci comerciale pentru o perioad\u0103 de 12 luni, a crescut la 3,23%, de la 3,21 joi.<\/p>\n<p>\nBNR a decis \u00een ultima \u015fedin\u0163\u0103 de politic\u0103 monetar\u0103 din acest an, s\u0103 majoreze dob\u00e2nda de politic\u0103 monetar\u0103 la nivelul de 1,75% pe an, de la 1,50% pe an, \u015fi p\u0103strarea controlului ferm asupra lichidit\u0103\u0163ii de pe pia\u0163a monetar\u0103.<\/p>\n<p>\nTotodat\u0103, BNR a decis extinderea coridorului simetric format de ratele dob\u00e2nzilor facilit\u0103\u0163ilor permanente \u00een jurul ratei dob\u00e2nzii de politic\u0103 monetar\u0103 la \u00b10,75 puncte procentuale, de la \u00b10,50 puncte procentuale, implic\u00e2nd majorarea ratei dob\u00e2nzii pentru facilitatea de creditare (Lombard) la 2,50% pe an, de la 2% pe an \u015fi men\u0163inerea ratei dob\u00e2nzii aferente facilit\u0103\u0163ii de depozit la 1% pe an.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a fost cotat vineri, 31 decembrie, &nbsp;la 3,01%, \u00een cre\u015ftere cu 0,66% fa\u0163\u0103 de valoarea \u00eenregistrat\u0103 joi. Fa\u0163\u0103 de perioada similar\u0103 a anului trecut, indicele a crescut cu 48,2%, potrivit calculelor ZF pe baza datelor [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[246,7458,187,15645,9980,17315,32958],"class_list":["post-200160","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-crestere","tag-dobanda","tag-dobanzi","tag-prag","tag-rata","tag-robor","tag-trecere"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/200160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=200160"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/200160\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=200160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=200160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=200160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}