\n\u00cen raportul s\u0103u semestrial de stabilitate, f\u0103cut public miercuri, banca central\u0103 a zonei euro a men\u0163ionat vulnerabilit\u0103\u0163ile de pe pie\u0163ele imobiliare \u015fi financiare, ad\u0103ug\u00e2nd c\u0103 “asumarea de riscuri de c\u0103tre institu\u0163iile nebancare \u015fi datoriile ridicate ale statelor suverane \u015fi ale companiilor se acumuleaz\u0103”.<\/p>\n
\n\u00cen ceea ce prive\u015fte proprietatea, institu\u0163ia a afirmat c\u0103 riscurile de corec\u0163ie a pre\u0163urilor pe termen mediu au crescut substan\u0163ial, pe fondul cre\u015fterii estim\u0103rilor privind supraevaluarea pre\u0163urilor locuin\u0163elor.<\/p>\n
\n“\u00cen special, gospod\u0103riile care au credite ipotecare cu rat\u0103 variabil\u0103 sau perioade mai scurte cu rat\u0103 fix\u0103 la creditele ipotecare sunt expuse la o cre\u015ftere nea\u015fteptat\u0103 a ratelor dob\u00e2nzilor, ceea ce ar putea afecta negativ capacitatea lor de a-\u015fi onora serviciul datoriei”, se arat\u0103 \u00een raport.<\/p>\n
\nLuis de Guindos, vicepre\u015fedintele BCE, a eviden\u0163iat, de asemenea, o optimismul pie\u0163elor de ac\u0163iuni \u015fi de active riscante, “ceea ce le face mai sensibile la corec\u0163ii”.<\/p>\n
\n“Au existat exemple de juc\u0103tori consacra\u0163i de pe pia\u0163\u0103 care au explorat investi\u0163ii mai noi \u015fi mai exotice. \u00cen paralel, pie\u0163ele imobiliare din zona euro s-au extins rapid, cu pu\u0163ine indicii c\u0103 standardele de creditare se \u00een\u0103spresc ca r\u0103spuns”, a spus el \u00een raport.<\/p>\n
\nBanca central\u0103 a anun\u0163at \u00een septembrie c\u0103 va cump\u0103ra mai pu\u0163ine obliga\u0163iuni, pe fondul cre\u015fterii pre\u0163urilor de consum. Astfel, a \u00eenceput procesul de diminuare lent\u0103 a uria\u015fului s\u0103u pachet de stimulare din perioada pandemiei.<\/p>\n
\nInfla\u0163ia \u00een zona euro a ajuns la 3,4% \u00een septembrie, reprezent\u00e2nd un maxim al ultimilor 13 ani. Apoi, \u00een octombrie, infla\u0163ia a atins un alt maxim al ultimilor 13 ani, de 4,1%, \u00een timp ce blocul monetar a trebuit s\u0103 lupte cu cre\u015fterea costurilor energiei.<\/p>\n
\nUnii participan\u0163i pe pia\u0163\u0103 consider\u0103 c\u0103 BCE subestimeaz\u0103 presiunile infla\u0163ioniste \u015fi, prin urmare, va trebui probabil s\u0103 anun\u0163e o majorare a ratei dob\u00e2nzii \u00eenainte de \u00eenceputul anului 2023.<\/p>\n","protected":false},"excerpt":{"rendered":"
Banca Central\u0103 European\u0103 a avertizat \u00een leg\u0103tur\u0103 cu evalu\u0103rile exagerate de pe multe pie\u0163e de active, \u00een condi\u0163iile \u00een care regiunea continu\u0103 s\u0103-\u015fi revin\u0103 dup\u0103 pandemia de coronavirus, pe fondul ratelor foarte sc\u0103zute ale dob\u00e2nzilor \u015fi al m\u0103surilor masive de stimulare, relateaz\u0103 CNBC.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[8830,11538],"class_list":["post-198960","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-bce","tag-piete"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/198960","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=198960"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/198960\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=198960"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=198960"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=198960"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}