{"id":197986,"date":"2021-10-13T13:05:37","date_gmt":"2021-10-13T13:05:37","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=197986"},"modified":"2021-10-13T13:05:37","modified_gmt":"2021-10-13T13:05:37","slug":"robor-la-3-luni-nu-se-opreste-din-crestere-indicele-a-fost-cotat-miercuri-la-213-de-la-211-marti","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=197986","title":{"rendered":"ROBOR la 3 luni nu se opre\u015fte din cre\u015ftere: Indicele a fost cotat miercuri la 2,13%, de la 2,11% mar\u0163i"},"content":{"rendered":"<p>\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, continu\u0103 s\u0103 creasc\u0103 \u015fi este cotat ast\u0103zi la 2,13%, de la 2,11% mar\u0163i.<\/p>\n<p>\nRobor a \u00eenceput anul la 2,01%, cobor\u00e2nd apoi constant p\u00e2n\u0103 \u00een septembrie. Fa\u0163\u0103 de 24 septembrie, c\u00e2nd indicele a fost cotat la 1,65%, nivelul actual este cu aproape 30% mai mare.<\/p>\n<p>\nROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni. Totodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n<p>\nPentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 &#8211; indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor \u2013 IRCC.<\/p>\n<p>\nNivelul acestuia este mult inferior Robor, fiind cotat la 1,08% pentru creditele acordate \u00een T2\/2021.<\/p>\n<p>\nBNR a decis la ultima \u015fedin\u0163\u0103 de politic\u0103 monetar\u0103 ma\u00adjorarea dob\u00e2nzii-cheie la 1,5%, de la minimul istoric de 1,25%. Tot atunci, Banca Na\u0163ional\u0103 a majorat rata dob\u00e2nzii pentru faci\u00adlitatea de depozit la 1% pe an, de la 0,75% pe an, \u015fi rata dob\u00e2nzii afe\u00adrente facilit\u0103\u0163ii de creditare (Lom\u00adbard) la 2% pe an, de la 1,75% pe an.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, continu\u0103 s\u0103 creasc\u0103 \u015fi este cotat ast\u0103zi la 2,13%, de la 2,11% mar\u0163i.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[485,246,187,10021],"class_list":["post-197986","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-credite","tag-crestere","tag-dobanzi","tag-indice"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/197986","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=197986"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/197986\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=197986"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=197986"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=197986"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}