\nIndicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a continuat s\u0103 creasc\u0103 fiind cotat la miercuri la nivelul de 2,07%, peste nivelul de la \u00eenceputul anului, c\u00e2nd era cotat la 2,01%.<\/p>\n
\nROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi cu o maturitate la trei luni. Totodat\u0103, ROBOR este indicatorul monetar \u00een func\u0163ie de care se calculeaz\u0103 dob\u00e2nzile variabile pentru creditele de consum \u015fi ipotecare acordate \u00een lei \u00eenainte de luna mai 2019.<\/p>\n
\nPentru creditele retail noi \u00een lei din prim\u0103vara anului 2019 a fost introdus\u0103 o nou\u0103 referin\u0163\u0103 – indicele de referin\u0163\u0103 trimestrial pentru creditele acordate consumatorilor – IRCC, care a \u00eenlocuit ROBOR.<\/p>\n
\nCre\u015fterea infla\u0163iei mult peste intervalul \u0163intit de BNR, incertitu\u00addi\u00adni\u00adle politice care pot s\u0103 \u00een\u00adt\u00e2rzie consoli\u00addarea fis\u00adcal\u0103 preco\u00adnizat\u0103, pre\u00adsiunile de cre\u015f\u00adtere a cursului de schimb leu\/eu\u00ad\u00adro, valul 4 al pan\u00addemiei de COVID-19, dar \u015fi ac\u0163iunile recente ale unor b\u0103nci centrale din regiune de majorare a dob\u00e2nzilor au deter\u00adminat BNR s\u0103 creasc\u0103 mar\u0163i, 5 octombrie, dob\u00e2nda-cheie la 1,5%, de la minimul istoric de 1,25%.<\/p>\n
\nTotodat\u0103, BNR a mai decis \u015fi ma\u00adjorarea ratei dob\u00e2nzii pentru faci\u00adlitatea de depozit la 1% pe an, de la 0,75% pe an, \u015fi a ratei dob\u00e2nzii afe\u00adrente facilit\u0103\u0163ii de creditare (Lom\u00adbard) la 2% pe an, de la 1,75% pe an, \u00eencep\u00e2nd cu data de 6 octombrie 2021<\/p>\n
\n <\/p>\n","protected":false},"excerpt":{"rendered":"
Indicele ROBOR la trei luni, folosit pentru calcularea dob\u00e2nzilor variabile la creditele \u00een lei contractate \u00eenainte de luna mai 2019, a continuat s\u0103 creasc\u0103 fiind cotat la miercuri la nivelul de 2,07%, peste nivelul de la \u00eenceputul anului, c\u00e2nd era cotat la 2,01%. ROBOR la 3 luni reprezint\u0103 dob\u00e2nda la care b\u0103ncile \u00ee\u015fi acord\u0103 \u00eemprumuturi […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[14999,485,187,10021,17315],"class_list":["post-197890","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-cotatie","tag-credite","tag-dobanzi","tag-indice","tag-robor"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/197890","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=197890"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/197890\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=197890"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=197890"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=197890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}