{"id":19753,"date":"2010-04-29T09:00:00","date_gmt":"2010-04-29T09:00:00","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=19753"},"modified":"2026-04-02T16:31:57","modified_gmt":"2026-04-02T16:31:57","slug":"daca-ar-fi-o-piata-perfecta-comisionul-de-rambursare-anticipata-nu-ar-exista","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=19753","title":{"rendered":"Daca ar fi o piata perfecta, comisionul de rambursare anticipata nu ar exista"},"content":{"rendered":"<p>De fapt, sustin ei, daca piata bancara ar fi &#8220;perfecta&#8221;, acest<br \/>\ncomision nici nu ar exista. &#8220;Daca piata ar fi perfecta, acest<br \/>\ncomision nici nu si-ar avea rostul. Eliminarea comisionului de<br \/>\nrambursare nu cred ca se va regasi in pret atat de curand.<br \/>\nIntotdeauna vor fi banci care intra in piata si banci care vor sa<br \/>\ncastige cota. Nu poti sa vinzi scump si sa integrezi comisionul de<br \/>\nrambursare in costul creditului, atat timp cat banca de langa tine<br \/>\nn-o face&#8221;, a explicat Gabriel Cretu, directorul de retea si vanzari<br \/>\nal OTP Bank Romania. Unii bancheri au declarat recent ca limitarea<br \/>\ncomisionului de rambursare anticipata la 1%, de la 2-5% cat este in<br \/>\nprezent, va duce la scumpirea creditelor, pentru ca bancile vor<br \/>\nintroduce acest cost in celelalte comisioane.<\/p>\n<p><a href=\n\"http:\/\/www.gandul.info\/financiar\/daca-ar-fi-o-piata-perfecta-comisionul-de-rambursare-anticipata-nu-ar-exista-6071457\"\ntarget=\"_blank\">Cititi mai multe<\/a> pe www.gandul.info<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Faptul ca bancile sunt obligate de UE sa scada sau sa elimine comisionul de rambursare anticipata nu va duce la o scumpire a imprumuturilor pentru ca intre bancheri concurenta este foarte mare in acest moment, sustin oficialii OTP Bank.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[511],"tags":[13754,7267,4126,10475,11056,60,13753],"class_list":["post-19753","post","type-post","status-publish","format-standard","hentry","category-afaceri","tag-anticipat","tag-banci","tag-clienti","tag-comision","tag-financiar","tag-piata","tag-rambusare"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/19753","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19753"}],"version-history":[{"count":1,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/19753\/revisions"}],"predecessor-version":[{"id":39555,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/19753\/revisions\/39555"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19753"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19753"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19753"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}