{"id":197192,"date":"2021-09-12T18:27:25","date_gmt":"2021-09-12T18:27:25","guid":{"rendered":"https:\/\/bm.dev.synology.me\/?p=197192"},"modified":"2021-09-12T18:27:25","modified_gmt":"2021-09-12T18:27:25","slug":"marea-intrebare-la-city-insurance-ce-a-facut-cu-700-mil-euro-diferenta-cumulata-intre-prime-incasate-si-daune-platite-in-ultimii-cinci-ani","status":"publish","type":"post","link":"https:\/\/bm.dev.synology.me\/?p=197192","title":{"rendered":"Marea \u00eentrebare la City Insurance: ce a f\u0103cut cu 700 mil. euro, diferen\u0163a cumulat\u0103 \u00eentre prime \u00eencasate \u015fi daune pl\u0103tite \u00een ultimii cinci ani?"},"content":{"rendered":"<p>\nCity Insurance, liderul pie\u0163ei de asi\u00adgu\u00adr\u0103ri \u015fi cel mai mare asigur\u0103tor RCA, aflat acum \u00een pragul fali\u00admen\u00adtului, a \u00eencasat prime de peste 2,3 mld. lei anul trecut, \u00een timp ce des\u00adp\u0103\u00adgubirile pl\u0103tite s-au situat la un nivel 1,4 mld. lei.<\/p>\n<p>\nAstfel, circa 900 mil. lei (aproape 200 mil. euro) reprezint\u0103 su\u00adma din care compania trebuia s\u0103 asi\u00adgure rezervele tehnice, cedarea \u00een rea\u00adsi\u00adgurare \u015fi cheltuielile ad\u00adminis\u00adtrative.<\/p>\n<p>\nAnaliz\u00e2nd situa\u0163ia din ultimii cinci ani, vedem c\u0103 diferen\u0163a dintre volumul subscrierilor \u015fi desp\u0103gubirile pl\u0103tite de City Insurance reprezint\u0103 sume din care compania trebuia s\u0103 asigure plata taxelor, impozitelor, taxele pe salarii, impozitul pe profit, cheltuieli cu reasigurarea, rezervele tehnice, taxa de func\u0163ionare, acestea fiind c\u00e2teva din obliga\u0163iile pe care societatea le avea, dup\u0103 cum a explicat o surs\u0103 din pia\u0163a asigur\u0103rilor pentru ZF.<\/p>\n<p>\nAstfel, City Insurance a avut la dispozi\u0163ie o sum\u0103 cumulat\u0103 pe ultimii cinci ani de 739 mil. euro (3,65 mld. lei) pentru efectuarea tuturor obliga\u0163iilor privind rezervele tehnice, cheltuieli \u015fi reasiguare.<\/p>\n<p>\nConform raportului ASF de la finalul anului 2020, volumul rezervelor tehnice constitutie de c\u0103tre asigur\u0103torii RCA pentru daunele avizate \u015fi nepl\u0103tite \u015fi daunele \u00eent\u00e2mplate, dar \u00eenc\u0103 neavizate \u015fi nepl\u0103tite era de 3,7 mld. lei.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>City Insurance, liderul pie\u0163ei de asi\u00adgu\u00adr\u0103ri \u015fi cel mai mare asigur\u0103tor RCA, aflat acum \u00een pragul fali\u00admen\u00adtului, a \u00eencasat prime de peste 2,3 mld. lei anul trecut, \u00een timp ce des\u00adp\u0103\u00adgubirile pl\u0103tite s-au situat la un nivel 1,4 mld. lei.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[510],"tags":[331,30324,29947,10564,12832,8208],"class_list":["post-197192","post","type-post","status-publish","format-standard","hentry","category-actualitate","tag-asigurari","tag-asigurator","tag-city-insurance","tag-daune","tag-prime-brute-subscrise","tag-rca"],"_links":{"self":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/197192","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=197192"}],"version-history":[{"count":0,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=\/wp\/v2\/posts\/197192\/revisions"}],"wp:attachment":[{"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=197192"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=197192"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bm.dev.synology.me\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=197192"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}